Book Description

Here is the ideal financial resource for students, recent graduates, newlyweds, young professionals, single parents, the recently divorced, recent retirees, and anyone seeking to take charge of their finances. If most or all of your paycheck seems to disappear by the time your monthly expenses are paid or you are in serious debt this book will help you. Millions of people are living paycheck to paycheck with little or no savings and no game plan for changing their financial predicament. This book, with contributions from real financial experts, is for every one of them! It is an easy-to-read, straightforward, information-packed book for the financially unsophisticated that offers step-by-step directions and dozens of strategies for: Developing and implementing a custom-tailored budget; Setting and achieving personal and family financial goals; Cutting everyday living expenses; Reducing and eventually eliminating debt; Saving money every month; Earning more money; Planning for the future. ... Read more

Book Description

Cutting Expenses and Getting More for Less: 41+ Ways to Earn an Income from Opportune Living, offers both practical steps and strategies on how to pay less for more benefits, quality, and comfort from the basic necessities and at the same time earn a living in 41+ different services and businesses that offer others information or services on how to live better with fewer expenses, higher quality, and more benefits.

You get what you pay for. Here’s how to start cutting expenses, finding hidden markets, and getting higher quality items. Find dozens of practical solutions emphasizing frugality, thriftiness, prudence, results, benefits, advantages, and income.

Show others how to get more by cutting unnecessary, marked-up, and frivolous expenses. Lower your cost of living with these practical strategies as you follow the how-to solutions step-by-step for excellent results. You’ll learn how to do secret comparison shopping, look for shelf-pulls, and other techniques of wholesalers to cut your own expenses and find higher quality.

Directions on how to open stay-at-home businesses emphasizing cutting expenses and using healthier ingredients include hidden target markets, best locations, and expected income. Show others the prudent lifestyle--how to cut expenses and increase quality, or find healthier ingredients and products. Live better by making your life easier to navigate.

Pay less using high-quality, highly focused comparison shopping. If you want to make a living sharing the practical applications of living on less or getting what you pay for, high-quality bargain hunting, or home-made product tips, your idea must have redemptive value for a universal audience.

Begin by looking for surplus, shelf-pulls, and overstocked items. Live on less yourself, and enjoy the comfort. The 41+ services and businesses in this guide tell you how to start and operate each home-based business. Or live the lifestyle yourself and have fewer unnecessary expenses for yourself or your family. Regardless of your age, marital status, gender, or interest, there are new trends, current information, and smarter, time-saving techniques for enjoying more comfort, quality, status, lifestyle, and benefits while cutting expenses that waste your savings or time.

Book Description

So you finally make more than $20,000 a year and your student loans are paid off: What's next on the road to being smart with your money? In the follow-up to Debt-Free by 30, Jason Anthony tackles the financial questions and dilemmas for those over thirty. In a witty and light-hearted tone, Anthony addresses all of the financial and psychological aspects of the big decisions in life, from getting married and having children to buying a home and investing in the stock market. An entertaining guide to managing one's present finances, Financially Fearless by 40 offers advice on both your present situation and how to ensure a comfortable future. ... Read more

Book Description

With job security at an all-time low and the cost of living at an all-time high, living frugally isn’t just prudent—it’s a financial necessity! Surviving Financial Downsizing is for the family or individual who has either chosen or been forced to live on less income. Financial expert Gail Perry shows readers that, with the proper planning, a cash-crunch doesn’t have to crush them financially. From coping with the initial sticker shock of a smaller paycheck to covering immediate expenses and keeping creditors at bay, Surviving Financial Downsizing provides advice and resources for every conceivable obstacle that could face the monetarily challenged.

Coverage includes:

·Developing an emergency fund
·Saving on everyday expenses
·Finding alternate sources of income
·Maintaining health coverage
·Liquidating assets and refinancing debt
·Preserving retirement savings

Whether living on less income is a permanent or temporary situation, this valuable reference provides useful guidance for years to come. Surviving Financial Downsizing is Plan B for anyone’s budget. ... Read more

Book Description

Freeing yourself from debt is easier than you think! Take it from Stacy Johnson. As creator of the hugely successful Money Talks television news series, Johnson has helped millions of people get out of debt, achieve enduring financial freedom, and earn big from wise investments. Now it's your turn. In this focused, practical, and inspiring new book, Johnson shares the secrets of his amazing program that will win you financial freedom in just seven days.

Strange but true, financial freedom has almost nothing to do with how much you make or what you know about high finance. It all comes down to three basic principles: get rid of the debt that is shackling you, learn to live below your means, and start investing sensibly and consistently. In Life or Debt, Johnson spells out exactly how to accomplish these goals in a step-by-step plan that covers

*How to calculate what you really earn, where your money goes, and how you can quickly convert debts to investments
*How to quit "working" for credit card companies and mortgage holders by reducing (or eliminating) your debt now
*Why you're actually paying three times the sale price of the items you buy --and how to stop
*How to work out a simple budget that provides ample money for what you need and cuts out unnecessary expenses
*How to melt away that mountain of debt by prioritizing which debts should be paid off first and at what rate
*The secrets of investing wisely and with minimum risk
*205 ways to save money--it really does add up!

Destroying debt does not mean radically changing your lifestyle or giving up the things you love. It does mean taking charge of your financial freedom and making sure the money you earn goes to the things you care about. The power to live without debt is yours--let Stacy Johnson and this revolutionary new book help you unleash it now!
... Read more

Reviews (7)

Excellent resource
This book is an excellent resource for anyone working on getting their financial life in order. Not only is it informative, but it is entertaining as well. Stacy has a way with his writing that allows you to enjoy while you are learning about finances. Even if you are financially savvy, this book is a great one to have on hand and share with family & friends.

Great book!
I'm so glad I ran across this book in an airport! By reading this, I realized by trying to keep up with the Joneses, I was placing myself in a serious financial crisis. By using the techniques in the book, I hope to have all my debts paid off in a couple of years.

Buy this Wonderful Book Today!!!
I recieved an advance copy of this wonderful book from the author. I have to say that reading this book is like having a close friend come over to your house and share the financial facts of your life. Stacy Johnson really knows his stuff. His experience on finances is second to none. This book provides an amazing "Blue Print" on getting your financial house in order.
Freeing yourself from debt is easier than you think after you read this book. As you probably know Stacy is the creator of very successful Money Talks television news series. He has been a Godsend to millions of people who need advice on getting out of debt, achieving financial freedom, and earning handsome profits from smart investment decisions. This book will inspire you take take charge of your Financial life!!!
You must give this book a try. It will be one of the smartest investment decisions you'll ever make.

An exciting approach to the same dull topic
This is my first book review, but I have to take the time to highly recommend this book. I saw Mr. Johnson on a local talk show (Northwest Afternoon here in Seattle) and I was inspired to buy his book. What this book essentially is adovcating is hapiness through financial freedom, which is accomplished by paying off all debts and then turning these debt payments into wealth. The way that Mr. Johnson sets this up is simple and self-supporting, and I personally am setting out on his recommended path. I especially love the section on how to make money off of telemarketers through the use of "do not call" policies. I have already used it on American Express, who kept calling me about credit insurance, and it promptly shut them up (apparently "I'm not interested" doesn't work, but "I will sue you" does). This book will pay for itself and is worth the time for anyone who is tired of working for everyone else.

OK, now I get it!
I recommend this book. My finances are a disaster, but candidly, I'm more than fed up with the preachy, condescending literature on how the heck to get out of this pickle. Today, though, is a new day. This work is a very approachable, light, yet immensely insightful roadmap to "the other side." A week after receiving this book, FINALLY, I'm on that path. And to my surprise, I'm actually having fun with it. This book probably contributes little "new" to the subject, and probably told me little that I didn't already know, down deep. However, because of the author's approach, and encouragement, it contributed... and continues to contribute...greatly to my life. Thanks, Mr. Johnson. ... Read more

Book Description

Do you find yourself struggling to pay your bills each month, even though you earn a salary that would make your parents proud?Is your tendency to spend impulsively whittling away at your long-term goals- like owning a home, going back to school, or planning a dream vacation with your family?If you're tired of feeling powerless over your finances and are ready to start funding your dreams, then come on, girl- it's time to get your money straight!

Author and financial expert Glinda Bridgforth knows that healthy money management is rarely just about dollars- it's about getting to the root of why we spend what we do and recognizing the emotional and cultural issues that play out in our unhealthy financial habits. A sought-after financial counselor for African American women nationwide, Bridgforth has first-hand knowledge of the unique factors that shape the way black women manage their money, and she has devoted her career to helping sisters take charge of their finances and grow their money tree. Girl, Get Your Money Straight! presents her seven step program for holistic financial healing-an upbeat, empowering roadmap that you can use to identify your heart’s desires, break away from negative spending patterns, conquer the checkbook blues, and create new wealth.

Beginning with simple, engaging exercises to help you initiate a "dialogue" with your money and offering an inspiring overview of African Americans' history of financial savvy and prosperity, Girl, Get Your Money Straight! outlines seven financial prescriptions that will guide you step-by-step to financial security.You will learn how to:
- Set goals that speak to your heart and provide you with lasting motivation
- Balance your checkbook and determine your net worth
- Develop a spending plan (not a budget!) that allows you to pay your bills and still have fun
- Track and analyze your spending to avoid slip-ups
- Pay off outstanding debts
- Save for a rainy day—and a bright future
- Find additional sources of encouragement and advice

Filled with Bridgforth's warm-hearted wisdom and advice, and complete with worksheets, exercises, affirmations, and inspiring stories of African American women who have found financial peace of mind, Girl, Get Your Money Straight! is a fresh, fun, and eminently practical guide to healing your bank account and building a life that you love. ... Read more

Reviews (21)

At last, something that works
At last, someone who understands me. For the longest I couldn't understand why I kept spending and spending when I knew good and well I didn't have the money to "shop until I dropped".

Glinda explains the root causes of why many sisters spend, spend spend. I never realized my issues with money stem from how I saw my mother and other family members handle money. I also never tied the connection between my emotions and my shopping habits.

This book is not just another "finance" book - but it speaks directly to your heart. When I read the book I saw myself and felt like someone actually knew what I was going through.

Glinda tells the stories of many women, including herself, who were in overwelming amounts of debt and have now become debt free while applying her principles. Nothing is more uplifting and inspiring than to see someone else in the same situation, or even worse, completely change their life around.

Once you discover the root cause of your spending you can attack it head on and start living a stress free and debt free life. As sisters, we add so much drama to our life when we really don't need to.

Decide to do it, then do it!
A holistic and straightforward approach to managing your money, Girl, Get Your Money Straight!, is written in plain English and simple enough for even beginners to comprehend. There are no complicated terms or intimidating jargon, which require a financial planner to interpret, thus easing the reader's way to fall in step towards change. Making amendments to your financial future starts with seven simple, precise steps, you can take now. As stressed in this book, there are no preliminary steps other than to determine in your mind that you want to make a change. Specifically written in a vernacular that would appeal to the African-American woman, Glinda Bridgforth gets down to the nitty gritty when talking about finances. Not a subject easily broached in the Black community it would seem, finance is something that we must get under control in order to prosper. From years of counseling people, Girl, Get You Money Straight contains many scenarios in which readers can relate. Though written several years ago, the information is still pertinent and viable. The scenarios examine the root cause of the behavior and works on changing the root to yield a more prosperous bloom. One example would be the misguided concept of "keeping up with the Jones'" and what a tremendous financial burden that creates on the family when appearances overshadow necessity.
Written several years ago, the information in this book is still pertinent and viable. If you have decided to change your financial life, this book is necessary to help you along your journey. With strength from above and a purposeful goal in mind, you can overcome the bonds of financial dependence and free yourself by starting now.

This book speaks the truth!!!
Check the book out at the library and I know you will be back here to buy it!! The book talks directly to black women and what we go through on a daily basis! I wish I had it a fews years ago!!

Girl, you have got to get this book
I loved this book. I am civil servant working with a low income and reading this book is getting me together. I recommend this book to any sister or anyone that needs to get there finances together. This book couple with prayer will get you there.

Great gift for your sisters and your girlfriends!
THis book has AWESOME and true information about getting your finances in order. Glinda will show you how to keep track of your daily expenses and gives helpful charts on how to set up a budget. I found this book very helpful and insightful and I am sending my sisters' a book for their birthday!

EVERY black woman should read this...even our Hispanic sisters too!!! ... Read more

Book Description

This simulation depicts a recent high school graduate finding out what it means to be On Your Own financially. The simulation presents the process of opening a checking account, renting an apartment, applying for credit, looking for a job, buying a car, shopping online, banking electronically, paying taxes, and more. Students complete parallel activities for themselves as they work through the simulation, completing budgets and creating filing systems for personal financial information. ... Read more

Book Description

Ryan cringed and turned to Christine."What happened to our peaceful lifestyle?Financial things were so simple and easy in the past."

"I don't know, Ryan, but we can't continue to live like this much longer."The memory of her credit card rejection at the checkout line was still fresh."All I know is, our relationship has changed, and I don't like where it's going."

Understanding the perilous direction they were headed by spending more money than they made, Ryan and Christine Richardson decided to change their financial course.Join them as they implement a 12 week back to the basics budgetingapproach based on the timeless "envelopes" method of budgeting.After reading Money for Life, you will be equipped and empowered to:
* Stop spending more than you make.
* Plan for unexpected expenses, including emergencies.
* Set money aside in advance of spending requirements.
* Implement a household budgeting system that makes communicating easy and fun.
* Put in place a plan for debt elimination.
* Use credit cards without increasing debt.
* Successfully manage your money in today's "cashless" electronic society.

The starter CD for Mvelopes&trade Personal, an online budgeting system, is included with the book. ... Read more

Reviews (1)

Finally-- a helpful guide for spending management
Finally-- a helpful guide for spending management

I've browsed through so many books about money and never found quite was I was looking for- not stale tips on how to save money (eat out less, clip coupons), not complicated strategies for investing large sums of money (which I don't have). I wanted a book that would be a step-by-step guide with specifics on how to budget and not overspend. I'm glad I finally stumbled upon Money for Life. Smith's book wasn't boring, I actually felt excited to finish it. I haven't started on the envelopes plan yet, but I'm heading home today to finish up setting up my spending accounts. Hopefully, I can keep to the principles of the book and this will work for me.

If you're looking for a book that will walk you through specifically what you can do to manage your spending (so that you'll eventually have some money, and THEN you'll need those investing books), try this book. ... Read more

Book Description

An increasing number of parentsare deciding that they would rather have one parent at home raising-and perhaps even homeschooling-their children. Joanne Watson knew she wanted to stay at home, but she and her husband didn't think they could afford it. But with a lot of hard work and research, she helped her husband triple his income, allowing her to stay at home and raise their children. In HOW TO HELP YOUR HUSBAND MAKE MORE MONEY SO YOU CAN BE A STAY-AT-HOME MOM, the author shares the techniques and secrets she used to help her husband make more money. Providing information on how a wife can help her husband boost his income -by getting a raise, finding a better paying job, building a business of his own, or making the one he has a success-this is the guide book for those women dreaming of being a stay-at-home mom. ... Read more

Reviews (10)

Waste of my money
Unless you are looking for a way for your husband to get a new higher paying job or get a pay raise, this book is not for you. I am currently a stay-at-home mom and absolutely love it, but am looking for a way to boost our income a bit. The whole book is about techniques to find your husband a better job or to ask for a raise if he is underpaid. There is one chapter on small jobs for extra income, but that's it.

Helped me
I thought this was a great book. It was easy to read and It had lots of helpful techniques and resources including websites and phone numbers to make it easier to increase your income. My wife and I used the info and I did get a raise. I would definitely recommend it. I think the people with negative comments haven't actually read the book or if they have maybe they are too jaded by life to have hope...

Agree with the concept- male view absent, poorly written...
This book isn't for women that want to help their husbands make more money. This book is written for women who are wishful thinkers.

As much as women may not want to hear it- supporting their husband means being an effective and productive household manager. It means being willing to defer gratification "wants" in favor not only of more income, but a steadily growing net worth which is the ultimate foundation for financial security. Women (and men) who are a bottomless, insatiable pit of "need" for destructive assets like automobiles, which the whole time you're making interest payments on them, are rapidly depreciating will never get ahead with mere "cheerleading" which seems to be where the advice begins and ends in this book.

Sorry, ladies but telling your husbands daily that they're "Smart enough, good enough, and doggone it- they're worth it" isn't a strategy. It's wishful thinking.

Don't let naysayers keep you from reading this book
Obviously a lot of the reviews written here are about people's objections to stay-at-home moms, not the book itself. I am a feminist, and there is nothing wrong with helping yourhusband or partner earn more money (man, if you don't like the idea of staying home with your kids, than don't do it-- don't tell people to earn thier own money and let the husband stay home! Geez! Feeling a little insecure about your own choices?)

This book is really a great idea, and not a new idea either. This is the attitude my grandmother had about her husband's work, and she was much more financially stable than most women today. Obviously you want to have your own work skills, bank account, savings account, in case of death or divorce, but for many women who can not possibly do any more penny-pinching, and who either don't want to use up thier time with thier children running a business from home, or are already doing so and could use more money, this is agreat resource.

Good job to the author! Thank you for writing a book about something that us women have been thinking about.

I think this book is worth its price, even on a stay at home mom budget!

Kids have the right to be cared for by people who love them, and I think any book that helps a women or man stay home with thier own children is a great addition. I am going to recommend to my library that they buy this book.

As for the folks who review this book and criticize moms at home, why are you reading tis book in the first place? Seems thou dost protest too much.............

June Cleaver Wanna Be
If this lady is so successful at getting hubby making money,
why is she marketing this? Why not help all us poor, unhappy, overworked women to save our children from the abuse of daycare by offering this wonderful advice for free?
Perhaps that mini van isn't in the driveway of her McMansion yet.
Or maybe, being June Cleaver/Donna Reed wore thin and she needed to find something to do to help her pass the time.
If you want to and can be a SAHM, fine. But don't insult yourself by becoming the "little woman" this book depicts. ... Read more

Book Description

Taking Care of Finances While Taking Care of a Loved One

Caregivers face a unique set of challenges, including managing money matters. This indispensable new guide provides a sound action plan for overcoming this formidable hurdle, offering practical information, helpful tips, and invaluable advice on how to successfully juggle personal finances with the cost of caring for a loved one.

"A clear map through the many mazes of caregiving issues, with information on how they will affect the caregiver, the care recipient, and their families. Guidance, good counsel, and help for all caregivers, from those thinking about caregiving to those just starting and those who are veterans." —Louise G. Fradkin, cofounder, Children of Aging Parents.

"If you find yourself in the role of caregiver to a loved one, The Cost of Caring is an excellent tool. Not only do the authors go through the ABCs of what you need to do and when, they provide you with specific resources that can help you each step of the way. I will highly recommend it to my clients." —Mark Spangler, CFP, Former Chairman of the Board, National Association of Personal Financial Advisors. ... Read more

Book Description

From radio's most trusted advisers, the kind of insider's advice that some experts don't want you to know about -- how to manage your money and build a firm financial foundation that will withstand the inevitable surprises life throws your way.

With their long-running #1 rated personal finance radio show, Ken and Daria Dolan are America's "First Family of Finance." Armed with more than forty years of experience, they have helped tens of thousands of people plan for the future, survive difficult financial times, and cope with unexpected life challenges and emergencies. In Don't Mess with My Money, they draw on a lifetime of personal experience, as well as the tips and strategies from their legion of listeners, to write a candid, tell-it-like-it-is lifetime money guide. Why? Because the people they talk to every day need it.

In the wake of 9/11, and in the aftermath of a yearlong recession and a seemingly endless series of admissions of corporate chicanery and deceit, people across America have begged for trustworthy help in righting their finances, and for someone to tell them what the real deal is. In Don't Mess with My Money, the Dolans pull back the veil of secrecy and reveal the loopholes, double-talk, and insider secrets that some Wall Street analysts and banks, insurance companies, car dealers, and financial advisers try to keep hidden. The Dolans explain how to avoid getting ripped off, how to get out of debt, how to organize your finances and safeguard your money from layoffs, illness, retirement, and death. They talk about:

• How to prepare yourself for unemployment, divorce, and the death of a spouse

• The three words you must utter the next time you buy a new car

• How to invest without losing your shirt

• The ins and outs of estate planning and retirement

• What you must know about the biggest investment you'll ever make--your home

As all of us are aware, life is uncertain. We need to prepare for the unexpected, from job layoffs and salary freezes to the death of a loved one. In this practical, no-nonsense guide, the Dolans provide the essential information you need to know to gain control over your financial lives and your future. ... Read more

Reviews (3)

Outstanding! Highly recommended
This new book by the Dolans will teach you everything you need to know about money from what to do about health insurance if you are laid off to hidden terms on your credit cards and how to buy the right kind of insurance.

No frills. No 1000 pages of frivolous information. No hawking certain insurance products and services. Just plain, good old fashioned advice that really works.

Everything you need to know about money...
As my father's health is beginning to decline, my wife and I recently found ourselves facing the difficult task of talking with my parents about their estate and finances. No other book helped us think about the questions we needed to ask and the way we needed to ask them like "Don't Mess with my Money." Not only did we discover that they needed a new insurance plan, but we also learned about ways to make smarter decisions about our OWN investments. I couldn't believe how many resources were packed into this one book, and would recommend it to readers of any age, no matter what their incomes are.

A great overall guide to help get your accounts in order
This is a great overall guide to get your financial house in order. The car chapter is worth the price of the book alone--it helped me save big last weekend when I was renegoiating my lease agreement.

As a new dad, the chapters on handling family finance and insurance will prove invaluable. We often forget to revaluate our financial needs when we get caught up in a new arrival.

A great buy, a great addition to my libarary.

Thanks Ken and Daria, Im going to try to catch your radio show to see what other sound advice you have to share. ... Read more

Reviews (2)

Great, but please update
This book is quite good, even though it's about 4 years old right now, many things are still true. Some companies have turned the corner such as Citigroup, but overall a must for everyone who wants to know about how their spending at certain companies gets put back into or against the GLBT community.

Insightful, Helpful, Well-Written & Entertaining
Smart Spending is one of those books you didn't know you neededuntil it appeared. And thank God it has. Within its pages the moderngay man or lesbian learns just where to funnel whatever money iscoming into the household---lots or little. The advice here is smart and easy to grasp. Smart Spending will be the book everyone in my circle gets for their birthday this year. Thanks for the help, Grant! ... Read more

Book Description

The average American carries more than $8,000 in credit card debt. If you live paycheck to paycheck, spend more than you make, are behind on your credit card payments, and suffer from too much financial stress, you’re not alone. And you’re not doomed. Trash Your Debt will show you how to create a better and more secure financial future for you and your family.

Author Arnold Fredrick knows what it’s like to struggle with money problems and feel overwhelmed by debt. He also knows you can successfully free yourself from the burden of debt just like he has. In this motivating, step-by-step guide, he shares his proven methods, tips, and tricks for:

• Eliminating debt
• Managing credit card spending
• Slashing unnecessary expenses
• Sticking to a tight budget
• Paying yourself before the bills
• Trading up your job
• Procrastinating when it comes to spending money

Fredrick offers insights, reassuring guidance, and methodical processes for whittling down debt, setting realistic goals, and committing to a solid saving plan. Hands-on worksheets help you determine your current financial status, design a monthly budget, and compare credit card interest rates and balances.

If you’re feeling panicky about your financial future, let Trash Your Debt stop you from spending more than you make and teach you how to save more than you take.

Book Description

Bringing up baby—without going broke

No one ever said raising children would be easy—or cheap. In fact, parenting is one of the most expensive ventures you'll undertake. This invaluable new resource shows you how to plan for—and meet—the financial challenges of parenting. Included are helpful tips and advice, as well as useful worksheets and practical strategies.

"How Can I Ever Afford Children? is a must read for every parent. This is the most comprehensive guide to financial planning for raising children I have seen. Barbara Hetzer has created an invaluable, practical guide to planning for children from conception through college graduation." —Ellen Rogin, CPA, CFP President, Strategic Financial Designs Inc.

"Barbara has put together an excellent summary of the financial costs a parent needs to know (and are probably too afraid to ask about). I hope to make it required reading for all of my clients with children." —Douglas Mollin, CFP President, ProPlan Financial Services.

"This book is a great guide for the perplexed parent who wants to know the bottom line on everything from pre-conception to graduate school. Here are the ABCs of what it actually costs to have a child. At last, the financial facts are spelled out in detail to help parents every step of the way." —Linda Barbanel, CSW author, Piggy Bank to Credit Card: Teach Your Child the Financial Facts of Life.

"A wonderful guidebook to help parents anticipate the strategies they need to make the child-rearing years more joyful and less stressful financially. Beyond the financial strategies, How Can I Ever Afford Children? provides sound recommendations for the issues which need to be addressed by parents to protect their family's security." — Lydia Sheckels Chief Investment Officer, Vice President Financial Planning Services, Wescott Financial Planning Group, Inc. ... Read more

Book Description

"SpendRight A Strategy for Spending Your Way to Wealth" This is a Revolutionary Financial Diet to Gain Wealth.SpendRight offers ways to change your spending attitude and help to motivate you by figuring out what it is you want to achieve in life qirh all the money you will accumulate.Don't continue to throw money away without realizing it.Learn how much everyday items add up if you overpay. ... Read more

Reviews (4)

very informative
I thought that this book out of all the ones I've purchased in the past years...had given me the best ideas on how to save money. I'm an older person but I wished I would have had this book 15 years ago....however, I believe that this book has something for everyone.

Spending the right way was easy with this book
This book was just what I needed. It is easy to read, with user friendly exercises and if you follow most of the advice, you can start really saving some money. If you are serious about trying to figure out how to start a budget and save some money without too much pain, paperwork, or time, this is a great book! My husband and I would recommend it to any couple who are trying to figure out where their money is going.

And as far as one of the reviews I read on this site about the book telling you to borrow from relatives - they didn't read this book and are totally confused on exactly what they read because nowhere do the authors give you that advice. This is a real gem. Read it now and get started on being financially healthy.

Was this book serious?
I recieved this book as a gift from a friend of mine (which would apparently be the SpendRight Way because I didn't pay for it myself), however, I cannot seem to fathom the content of it. I assumed that it was a comical book until I read a little further into it. It was then I realized that the author was seriously giving this advice! Aside from blatent grammatical errors, the advice was terrible. The author adivised people to "borrow money from friends and relatives because you don't have to pay them back". I doubt that advice is healthy for any human relationship. Furthermore, the first review of the book was either written by someone who hadn't read it at all or by the author herself, because I cannot imagine this book receiving a good review if anyone actually took their advice. I certainly wouldn't if I wanted to have friends or family who communicated with me afterward. It was a poorly written book both grammatically and in the means of advice, because I would never take the things this book says seriously due to the poor advice within it. There is a difference between using your money wisely and taking advantage of other people for your own benefit. This book shows you how to take advantage of other people to your own benefit, as opposed to making your money the honest way.
It would be the SpendRight way to never spend your money on this book at all!

Just married 2003...
A must read for any family who wants to be money conscious! Lisa & Craig Feeley offer several ways to "Spendright". From the kinds of credit cards you should have, saving at the grocery store, to common sense things taught to them by their parents, like using everything to the last drop! Lisa Feeley is an eminent financial person who will show you several ways to save money on vacations,cars,food and financial items. Spendright is written in a simple easy to read style. The book gets anyone who reads it, to hopefully think in terms of saving money. We highly reccomend it for any family. If you want to save money and budget wisely, this book is well worth the $17.95! We have used some of the ideas in the book and plan to continue in 2004.

Lisa & Mike ... Read more

Reviews (7)

READ THIS FIRST!
I purchased this book with out reading the customer reviews first. That is my fault completely. But don't bother wasting your money. In fact, think of the cost of this book as money you don't have to spend. It's a waste. Completely.

No Thanks
This book is "old". It reads like someone wrote it in an hour and offers advice that is not complete or up to date. Good intentions but ... my copy is on its way to the thrift store!

Who does this help?
I'm not really sure who this book is supposed to help. It came to me and it's almost as small as a brochure (14 pages of photocopied nothing!). It gives tips that someone completely clueless would even know, i.e. always pay a little something on your credit cards, set money aside, invest in your future, pay off all past due bills. If you had the money to do all of these bullet-pointed things you wouldn't need a book like this to begin with! Is this guy serious? ...On the flip side, along with this worthless "book", I got The Budget Kit by Judy Lawrence. A few dollars more but an extensive look at how to work with your money and budget what you've got with an in-depth workbook and explanation of what it takes to get you back on the road to financial stability!

THIS WILL GET YOU ON TO A GOOD START
As much as I spend money, I needed this as a guide to save more. This is simpistic, and easy to follow. So far in the past 3 months that I have followed the advice in this book, I have made tremendous progress in my spending patterns and saving habits. I even put some money in a CD to avoid spending it! For me, that's a miracle.

I suggest that if you want to start basic, this book is an excellent way to start.

Making Ends Meet???
I was extremely dissapointed when I received this book! Although the content has good potential, I felt it was overly simplified and just barely skimmed the surface of what it really takes to set up a good budget and stick to it. It did not have the depth that it could have had, to really help me through my financial situation. I would, in no way, recommend this phamplet to anyone who is seriously looking for help thru a book to set up a budget and get out of debt! ... Read more