Book Description

This is a practical, everyday guide to financial management that can improve anyone's standard of living. Includes hundreds of tricks and tips on getting the most for your money, including how to find bargains at auctions, factory outlets and warehouse clubs; get the lowest airline fares and up to 50-percent discounts on lodging; save thousands on new and used cars; and save on a home, including purchase price, mortgage and closing costs. ... Read more

Reviews (1)

Great guide!
This comprehensive, handy reference is chock full of ideas for reducing life's major and minor expenses. It gives great leads on where to find pretty much anything ... cheap ... including a lawyer. (Believe it or not!) ... Read more

Book Description

More Americans filed for bankruptcy during the first quarter of 2003 than in any other previous quarter in history, according to data released by the Administrative Office of the U.S. Courts. Overall, bankruptcy filings rose 7.1 percent in the 12-month period ending March 31, 2003. The Bankruptcy Kit has helped thousands of individuals and small businesses on the brink of financial collapse. Now, readers can turn to the third edition to find complete coverage of latest-breaking information affecting those consumers contemplating bankruptcy. The Bankruptcy Kit helps readers understand:

· The different types of bankruptcy
· The little known changes in the bankruptcy law
· How bankruptcy can save one’s home from foreclosure
· Taxes, divorce and bankruptcy
· Federal and state exemptions
· How to make a fresh start

This new edition provides readers with the legal tools, support, and encouragement they need to transform a troubled period into the beginning of a brand-new, financially sound future. ... Read more

Reviews (1)

Disappointed
My daughter was in a serious car crash and has been unable to work or to pay her bills. We have been helping her as much as possible and finally talked her into starting over as her creditors have been calling constantly. We talked her into filing a Chapter 7 bankruptcy and then I went and purchased this book for her. It's called a "bankruptcy kit", which one would assume would have all the forms, etc.
The book was typical lawyer [garbage] and didn't speak of filing "yourself" at all but talked about "discuss this with your lawyer". Then, I checked the book for the proper forms to use and these in the book are unable to be copied and the author suggests contacting the law records company but doesn't give an address. I was VERY disappointed and frustrated and would tell people that to purchase it, is a waste of money. I am now going to order another, highly recommended book on bankruptcies, with forms you can use, and information to help you do it all yourself. ... Read more

Book Description

The Apple Pie Savings System allows you to plan your savings goal each month and track your savings progress each week.At the end of each month you score yourself on how well you have met your monthly savings goal.The system shows you exactly where you over-and under-spent.

The book incorporates an easy-to-follow instructions section with plenty of examples, a Sample Workkbook section that clearly demonstrates how the system is to be used, and a Workbook section with 12 months of worksheets.To help the user track their ongoing savings progress, the book provides a "Big Picture" section that gives monthly, quarterly, biannual, and annual review of their savings progress. ... Read more

Reviews (6)

User friendly guide to help you manage your money
This book serves as a financial journal for those who need a little help and structure to manage their expenses. I have been using this system for two years. I started with $10,000 in debt and paid it off within a year. This program forces you to really look at how much you will need for your fixed expenses and how much you really spend on everyday items. I gave this book to all of my girlfriends for Christmas last year!

Easy as 123
I found this workbook very easy to use. That is why I am writing this review. There is good reason they call it The Apple Pie savings system. I also gave one to my teenager. Its never too soon to build the savings habit.

The Apple Pie Savings System
All I can say is this system is simple and helped me start to better manage my income. You cannot start to build wealth until you develop the discipline to save money. This book was my start to building wealth. Thank you Chris Browning.

Should have started years ago!
Chris Browning has designed a simple savings plan that works. I had my wife, Barbara, read the book. We both agreed to use the system. Now we have a mutually agreed upon way to save money each month and it is working. Over the last 10 months we have saved approximately 15% of our combined incomes. All I can say is just buy the book and do it!

Simple, Simple, Simple
This book should be called the Simple Savings System. I was really afraid of learning how to manage my money, but this book helped me understand where all my money was going. I had no idea I was spending so much on movies, books, and eating out...wow! Anyway, this book helped me get back on track. I actually have saved over $5,000 in the first 10 months. The book is simple and fun to use. I will be sending a copy to all my friends this Christmas. ... Read more

Book Description

Buying Your First Car is common sense, biblical approach to help readers decide whether or not to buy a car. It addresses the hidden costs of owning a car and provides a handy buying checklist. ... Read more

Book Description

Let Me Have A Dollar's Worth is the companion to When The Devourer is Rebuked.It is a mini book that anyone can understand and glean from. ... Read more

Reviews (1)

I didn't know any better --
before now.Let Me Have A Dollar's Worth has caused me to re-think my behavior when the church offering plate comes around.Instead of thinking about my money, I'm now thinking about my blesings ---- .Get the book and see what I mean.Buy one for a friend, they're very affordable. ... Read more

Book Description

An affordable, easily scannable one-day training guide designed for use in instructor-led training courses. ... Read more

Book Description

Undergraduate fees for universities and colleges across Canada have more than doubled in every province over the past decade. Today, the average student debt load after graduation is almost $20,000.

Individuals considering a post-secondary education are looking for intelligent, resourceful ways to fund their education without mortgaging their future. Those currently in school are trying to find ways to cut their spending, increase their income, and make it to convocation without incurring massive debt.

Sink or Swim is the answer to their troubles. This book will guide students through their post-secondary education, encouraging them to live within their means by being creative with their lifestyle. ... Read more

Book Description

Money Matters is a newly-developed money management tool specifically written for teen parents. It allows parents to take control of their life by:

Setting Financial Goals - Step-by-step guidance through determining financial values, prioritizing spending, and taking control of financial resources

Budget Planning - Discusses cash flow, spending choices, and how to create and stick to a budget

Recordkeeping - Steps on balancing a checkbook, setting up a bill paying system, and getting financial records organized

Money Matters has been successfully tested in a variety of settings, including parenting groups for teen parents. It can be used individually or in small groups. ... Read more

Reviews (6)

Build--Don't Demolish--Your Financial House
Our culture screams, "Spend!" and the bank account groans from overload. Crave a new financial road? Hope is on the horizon. Getting Your Financial House in Order beckons, "You can change your financial situation; here's the plan!"

Whether one's financial house needs a little remodeling or a brand new foundation, David and Debbie Bargonier with Kimn S. Gollnick offer sound plans to meet anyone at any stage of the financial building process.

At first, I wondered how this book could be different. What help could it offer people like me who get glassy-eyed when the word budget is spoken? What options are available to flounderers in the financial sea? The answer -- plenty!

I was not overloaded in the first paragraph with guilt or an unrealistic set of goals. Instead, the authors invited me to sit on the porch, take inventory, and assemble the proper tools for the venture.

The eye-catching sidebars offering plumb line principles, captured my attention; I could scan the highlights of each chapter without missing the heart of the message.

Practical personal examples and strategies are tacked liberally on the pages. This plan is workable! I can record applications chapter by chapter. In the back of the book I can sum up any commitments and action goals.

I don't want any wasted space in my financial floor plan; therefore, Getting Your Financial House in order will serve me well now and in the future. A great choice for anyone!

Clever approach! Useful tool!
Popular topic, clever approach!

This book kept disappearing off my desk as one person after another - from twentysomethings to midlifers - kept asking to borrow it! Everyone wants to know if they need to make changes to the way they handle money as well as other assets.

This book, with its strong Biblical underpinnings (should I use the word 'footings'?) makes a useful tool and excellent resource. The practical assessments and end-of-chapter reflection questions sparked many enlightening conversations here. The end-of-book opportunities for commitment move people past the "ah-hah!" moment and into real application.

There are plenty of books out there for the person who just wants to gain knowledge, but this one is about making changes. If you need to confront the truth about your money-handling habits and you desire real change, this is the book for you!

An excellent and comprehensive financial manual
The authors use a word picture of building, repairing, and maintaining a financial house, making money matters interesting and easy to understand. Tools for this work are supplied with a strong emphasis on Biblical principles. "Plumb Line Principles" scattered throughout the book highlight Scripture verses that apply to each chapter's focus.

Financial planning is compared to a house, with each "room" containing a different aspect of money management, such as the garage for repairs and maintenance; the porch for reflections on the past and visions for the future; and the master bedroom for husband and wife communication. This metaphor helps to show how all parts of the money-management process combine to make a complete and sturdy financial plan.

I especially appreciated Chapter 7 on planning and budgeting. The authors took a subject which is threatening to many people and made it simple. They offer a step-by-step process for creating a budget and making it work, whether your income is steady or irregular.

Each chapter ends with questions that will help the reader apply what is learned. The appendices include space for notes on each chapter, a to-do list and a goals worksheet.

This book was well-researched and includes valuable statistics and personal experiences. Written in an easy-to-read and an easy-to-understand style, Getting Your Financial House in Order offers hope for those who have let their finances get out of hand and guidance for those who know little about finances (you'll know much more when you finish this book!) I recommend it highly.

Practical financial advice for today's family
Before reading Getting Your Financial House in Order, I thought I had a pretty good handle on my finances. My husband and I contribute to our credit union every week, tithe at our local church, don't put Christmas on credit cards, and do what we can to reduce utility usage. Now I see that even families like us can learn a lot from this book.

The book is written from a biblical prospective with a chapter on charitable giving called the Dining Room, and the another chapter, the Foyer/Entryway about stewardship vs. ownership, but even non-Christians wil find timeless, invaluable information about controlling their finances. Each chapter of the book is named for a room in the house. For instance, the kitchen gives the recipe for financial freedom. My favorite was chapter five, the master bedroom. There, the authors pointed out the communication problems concerning money between men and women, and how to overcome them.

From the college student, still living at home, and dreaming of the day he can move into his own place, to the retirees on a limited income, anyone can benefit from this book. The authors explain everything from the importance of operating on a budget to living without credit to retirement and investing. At the end of each chapter is a summary and application exercises to get you started on getting your financial house in order.

I recommend this book to anyone who owes even one dime in debt, has ever experienced anxiety over those monthly bills coming in, or has ever argued with a spouse or a child over money.

Financial Help from Blueprint to Finish Carpentry
The first thing about this book that will strike the reader is its central unifying theme. From its blueprint-like cover art to the titles of its individual chapters, the home-construction theme-from the front porch to the kitchen to the garage-is apparent. Whether the reader is a young adult just starting life in the "real world" and hoping to build his financial "dream house" or an older person whose finances are in need of repair, this book will offer the tools and materials necessary to get the job done.

Scattered liberally throughout each chapter are "plumb-line principles," Bible verses that provide the foundation for the financial truths communicated in each section. Each chapter also closes with application questions that help the reader apply the principles to his or her unique situation, whether repairing debt, saving for retirement, or increasing charitable giving.

Numerous appendices offer the reader practical lists and worksheets for calculating one's financial situation and personal priorities. The book's contents are adequately documented in end notes, which also provide helpful Internet links for further study and information.

The practical aspects of this book should be enough to convince readers to buy it; endorsements by such luminaries as Ron Blue and Gary Smalley will ensure it. Readers will not be disappointed. The book is practical, insightful, and well written. ... Read more

Book Description

Bill paying records and filing system album, consists of pages to record data and see through pockets for easy storing and access to related documents. Front cover designed to record newly arrived bills as a reminder. Includes attachable/detachable dry erase marker for listing data. ... Read more

Reviews (3)

know where to stand
This notebook is awesome, it shows you exactly where you stand when it comes you your bills. You can follow your spending patterns and know when your payments are due monthly, avoid any chance of being late on your payments due to non-receipt of statemnts..this book has a column to write the due date, min payment due, amount paid, date paid, check # used, previous and new balance and total amount paid..since I pay my bills online and don't use a check # I use that column to total the amount of finance charges each month..this is a really good notebook and I strongly recommend it.

(...)
(...) an extremely effective publication comparable to none other of its kind.(...)

My second review of this
(...)

I have been using the bill-paying reminder system for a few months now, and I must report that I do find it useful. It is handy to have all the balances showing, month after month, so I can see the balances going down, or, God help me, going up! This makes me more aware of what I am spending, and the fact that I want all those balances to go down! I am no longer able to let myself ignore what I am doing financially. I have also noticed that one account was not crediting my payments properly.

So, I am Definitely finding this item worthwhile.

However, I stand behing my remarks that a more professional appearance and a rewrite of the instructions would help(...)

It IS a good product, and it COULD be better.

That's it!

Good luck Mr. Jackson.
... Read more

Book Description

Are you overwhelmed by the dizzying number of ways to plan and save for college?Then this is the easy-to-use workbook for you.College Costs How Much?! answers the most frequently asked questions about investing for your child's education, such as:

What is the best way to save for college?Am I eligible for financial aid?What is the difference between savings plan alternatives, such as an Education Savings Account and a 529 Plan?What is the best 529 Plan for me?Are there savings programs for private school?As a grandparent, is there any way I can help out?And more!

By the end of this book, you should be ready to start saving for your child's future. ... Read more

Reviews (3)

A "must-have" in this day and age of spiralling college cost
College Costs How Much?!: The Workbook To Help You Save For School by investment advisor Harold Simansky is a highly practical guide to saving for the costs of school. From options to pursue financial aid, to the difference between an education savings account and a 529 plan, to ways grandparents can help out, savings programs for private school, and much more, College Costs How Much?! is a "must-have" in this day and age of spiralling college costs. Easy-to-use and packed with warnings for common financial pitfalls encountered by the college-bound.

Just the book I was looking for!
This is just the book I was looking for!I have tried other books and websites, but this is the only resource I have found that is easy to understand and provides ALL the information to actually develop a complete plan for my kid's college.

Another big plug for this book is it's simply written and clearly laid-out.At first, I was overwhelmed by all the intricacies of savings and all the information out there that I ended up backing off from the whole thing.With this book, I wasn't intimidated to pick it up and get going.I took it a chapter at a time, and it ended up being much easier than I thought.I would even say it was fun to read and feel like I was learning something and taking charge of my own money.Bottom line is this book helped me be a responsible parent.My kids will be better off thanks to this book.

A guide for the perplexed
Having just passed through tax season, and with daughter approaching her second birthday, I've had a nagging feeling that I ought to be doing something about saving for college. I'd heard about 529 plans, but the number of different plans made them seem overwhelming. Now Harold Simansky's book has set me straight.

I found it easy to read, with sort chapters, good examples, pictures, and charts. Now I have a clear idea of how to save for my daughter's education, and also how her grandparents can best contribute.

We're going to fully fund our retirements accounts (401K, Roth IRAs), lobby the grandparents to set up 529 plans for our daughter, and then revisit matters if we have anything cash left over. It may not pay for everything, but we'll have made our best and smartest effort thanks to "College Costs How Much".

The book is a must-read for anyone with kids who is worrying about how to save for college. ... Read more

Book Description

This book is focused in its scope.It simply concentrates on spending.Consider the fact that it is easier to change your spending than it is to change your income. ... Read more

Reviews (2)

So easy to use.
Wow, what a difference this book has made in my hectic life. I just had twins and "Fowler's Spending" really helped me to get on track financially. Thanks so much Mr. Fowler.

Beth Hibbard

Easiest Self-Help Book I've Ever Used.
I bought the book in March and have used it almost every day. The genius of the book is its simplicity. ... Read more

Book Description

A comprehensive, step by step guide for everyone who wants to own money and lots of it!More importantly, it outlines clear, correct principles for full financial freedom.These tried and true principles can be converted into working reality by implementing the simple money management methods described in this dynamic paperback book. ... Read more

Reviews (7)

Self-Control, Not Self-Destuct
This book does an excellent job of reiterating the simple truth of getting past any obstacle. Instead of performing a high-wire act, this book recommends a safe and direct way to conquest. Specifically, the book tackles financial accumulation, but the underlying principles can be applied anywhere. Lacks the substance of a true financial guide, though. The book could use more explanation of real investment highways (eg What are mutal funds? How do they differ from other investments?). Nonetheless, it is highly recommmended for anyone looking to get back on their feet.

Focused, simple and hastle free
I first read this book in 1994, when I was deep in debt and wondering how to get out. This book gave me specific instructions on how to do that and to move on to financial freedom I enjoy now. It is simple, easy to read and gives you the plan to not only own money, but to own it without the worry that all the "other" investment schemes have built into them. I have since loaned it to my friends, with good reviews, and I periodically re-read it (one of the few books I have read more than once) to keep the focus. GET THE BOOK!

Keep It Simple Stupid
Dennis Deaton has foiled the lazy get-rich-quick seekers who want some clever and cynical way to "beat" the system. Deaton has the only way: utter simplicity: it's what you keep that counts. Companies could learn from this too! Deaton has given the simplest of lessons in the best and simplest way possible. His voice in the book is strong and clear, and he does not leave you wondering what to do. You know exactly what to do. If you want to own money instead of owe money, this is the book. This book will drive shallow people crazy. Which is why I like it.

Financial farce!
Sure, Deaton has the key to financial freedom: Write a nonsensical book in a preacher's tone and give it a provocative title. Unfortuantely, it is the unsuspecting financial novice who ends up on the short end of the deal. Any words of wisdom that Deaton has to share are lost in his sermon about the acquirement and accumulation. His quest to be funny feels more like an insult.

Pay yourself first and read Dennis Deaton's "Money".
Dennis Deaton's book "Money" taught me how to stay focused on all the reasons why I work for money. Run a tight ship, but, by all means buy this book. ... Read more

Book Description

Beyond 40 Acres is a call to action for women to break the code of silence around talking openly about money.In the book she calls a "two-hour attitude adjustment," Yetunde identifies the cultural, political, social and religious influences that discourage women from dealing with their money matters.She concludes that women must overcome these barriers before they can focus on the mechanics of wealth-building.She de-mystifies the stock market by suggesting that women have the innate ability to shop for stocks using skills learned in shopping for shoes. ... Read more

Reviews (1)

Bootcamp For Money
Very interesting book. The author is very much on target when she states that the class a person identifies with usually determines whether or not he invests.

For example, a college graduate working as a marketing assistant for $25,000/year would probably invest. But then you will find many customer service representatives earning $25,000-$35,000 who won't invest. What is the difference - personal perception of themselves.

The author seeks to expose these cultural and mental inhibitors, so you can get beyond them, know you have a right to participate in the economy, and invest your way to wealth. ... Read more

Book Description

Everything you wanted to know about your money, but were afraid to ask. ... Read more

Book Description

The Debt Trap is a road map to help you avoid life’s potential financial pitfalls. It delves into the historical, social, moral and economic reasons why so many Americans are in debt. It is preventative, not curative, in its approach. It teaches by exploring the mistakes of others in the areas of relationships, desires, spending and saving habits and values. It correlates how the breakdown of traditional values has created a society in which instant gratification, selfishness, and victimization has led to the disintegration of religion, family and love of country, while also destroying financial stability. ... Read more

Reviews (1)

The Debt Trap
This book is a wonderfull book that teaches how life choices affect your financial future. The chapters are well written and easy to read. The author gives plenty of examples of how people get themselves into debt and how they can avoid getting into debt by learning from other peoples' mistakes. I read the book in one night and loved it!!!!!!!! ... Read more

Book Description

A paper-based system for one year of successful Budgeting that includes all the necessary lists. The customer fills-in-the-blanks to estimate yearly income, estimate yearly expenses, track monthly income, track monthly expenses, and track monthly credit card expenditures.The final two lists are for summarizing the yearly expenses, income and withholdings. ... Read more