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41. Personal Finance
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42. Rich Dad Poor Dad Classics - 3
$12.21 $11.63 list($17.95)
43. Coaching for Performance: Growing
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44. Slash Your Debt: Save Money and
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45. Secrets of Six-Figure Women: Surprising
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46. Buckets of Money : How to Retire
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47. Conversations with Millionaires:
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48. Missed Fortune : Dispel the Money
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49. Personal Finance + Student CD-ROM
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50. Personal Finance (The Mcgraw-Hill/Irwin
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51. Credit After Bankruptcy: A Step-By-Step
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52. Pay It Down! From Debt to Wealth
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53. Think and Grow Rich
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54. Rich Dad's Prophecy: Why the Biggest
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55. Becoming a Millionaire God's Way
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56. The New Rules of Retirement :
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41. Personal Finance
by E. Thomas Garman, Raymond E. Forgue
list price: $116.36
(price subject to change: see help)
Asin: 0618214178
Catlog: Book (2002-07-01)
Publisher: Houghton Mifflin Company
Sales Rank: 60180
Average Customer Review: 5.0 out of 5 stars
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Reviews (2)

5-0 out of 5 stars Great for college grads
when u graduate, especially as a liberal arts grad, you know nothing about personal finance - especially credit, budgeting, and etc., - necessary info when u want to finally live on your own. i got the 1991 (3rd) edition from someone and it proved to be a good read. great book. I hope they write a 2003 edition with updated info, especially when it comes to income taxes.

5-0 out of 5 stars An Excellent Review of Money Management
As an instructor of a personal finance course for more than 20 years, I think I know the best books in the field. This is it. This book's content is both classic and timely. The authors cover money from the intitialstages of the financial planning process to estate planning. Despite beinga college level textbook, it is quite readable and filled with valuableinformation. A recent poll indicated that only 31% of American's know whatthe "time value of money" meant. After reading this book, youwill know this and much, much more. This would one of the most importantgraduatation gifts to any student at any level, whether or not they plan totake the course. Dr. Garman is also the Director of the Institute forPersonal Financial Employee Education at Virginia Tech and Dr. Forgue is aProfessor at the University of Kentucky. They know their stuff when itcomes to money. ... Read more


42. Rich Dad Poor Dad Classics - 3 Copy Boxed Set
by Robert T. Kiyosaki
list price: $42.98
our price: $28.37
(price subject to change: see help)
Asin: 1586211676
Catlog: Book (2001-05-01)
Publisher: Time Warner Audiobooks
Sales Rank: 7621
Average Customer Review: 5 out of 5 stars
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Book Description

The Rich Dad's Classics Box Set contains 3 titles from the Rich Dad, Poor Dad series:

- Rich Dad, Poor Dad, the bestselling personal finance guide for the millions hoping to become masters of their money
- Rich Dad's Cashflow Quadrant, the follow-up to Rich Dad, Poor Dad, reveals why some people work less and earn more, pay less taxes, and feel more financially secure than others
- Rich Dad's Guide to Investing covers the basic rules of investing, including how to reduce investment risk and how to convert earned income into passive and portfolio income. ... Read more

Reviews (10)

5-0 out of 5 stars Only for those who want to reach the top 5% .........
Social Security Administration tells us year after year that at age 65, only 5% of the population will be financially independant. The remaining 95%? They will still be working, dead or dead broke!

Kiyoaski teaches the principles of wealth. This tape set is the compilation of Kiyosaki's first three books; Rich Dad Poor Dad, Cashflowquadrant and Rich Dad's Guide to Investing. Although I have other books in the Rich Dad series, these three are the basis of the Rich Dad/Kiyosaki system.

And if you are like me and prefer to listen to something inspiring, educational and motional than the news or the democrat commercials, then you will enjoy playing these tapes in your car.

5-0 out of 5 stars The first three classics on audio........
This tapeset contains 6 audio tapes and 9 hrs of powerpacked information that can change your life.

RICH DAD POOR DAD: the best selling personal finance guide for
the millions hoping to become masters of
their money.

CASHFLOW QUADRANT: this program reveals why some work less and
earn more, pay less in taxes, have more time
to live out their dreams and feel more
financially secure than others.

GUIDE TO INVESTING: the basic rules of investing, including how
to reduce investment risk and how to convert
earned income into passive and portfolio
income

This collection of the first three Rich Dad books can very well, change your life. It certaintly has mine.

5-0 out of 5 stars Listen and grow rich!
No time to read you say? Great, then just plug these tapes in your car cassette player or walkman and lsiten and grow rich. Listen as Kiyosaki explains the principles of wealth, how to invest safely and successfully and how to create passive income.

I am in network marketing full time and am also using Kiyosaki's techniques to create additional streams of income. Highly recommended tape set. Well worth the price. And glad that Kiyosaki appreciates and understands network marketing.

5-0 out of 5 stars great book/tape?
Now, I have follow his idea and start to invest. Yes, he won't teach you step by step. But he give you a general idea and you need to apply them by yourselves. Try to use your brain and think hard and eventually, you can figure out how to do it. I have figured out a way to do it now. This is a great book to change my point of view of how money should be used.

Alex

5-0 out of 5 stars Only for those who want financial freedom
This tapeset covers the most important information in the first three Rich Dad Books and is critical for those who want financial freedom.

According to the social security dept, only 5 out of every 100 people at age 65 will be financially secure. The remaining 95 will either be dependend on others, still working, dead or dead broke.

Kiyosaki's material is for those who want to make the top 5% and escape from the bondage of being subservient to a unappreciative employer or turning your financial affairs over to a broker, tax preparer or fiancial planner.

Kiyosaki teaches you how to get involved int he process yourself and then set up a team of fiancial experts who work for you instead of what they make the highest commission on.

This tape set is fabulous for anyone who wants the real dope on the first three Rich Dad books and who wants to become a part of the top 5% who are independent isntead of the bottom 95% who are dependent.

Excellent program. Highly recommended. ... Read more


43. Coaching for Performance: Growing People, Performance and Purpose
by John Whitmore
list price: $17.95
our price: $12.21
(price subject to change: see help)
Asin: 1857883039
Catlog: Book (2002-05-01)
Publisher: Nicholas Brealey Publishing
Sales Rank: 9662
Average Customer Review: 4 out of 5 stars
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Book Description

A new edition of the book that took the art of coaching to new heights. Since COACHING FOR PERFORMANCE was first published over a decade ago, John Whitmore has lead the way with this best-selling classic that has sold more than 200,000 copies worldwide. Translated into a dozen languages and considered a ‘must-read' by such international leaders as Coca-Cola, this is the definitive guide to mastering the skills needed to help people unlock their potential and maximize their performance. ... Read more

Reviews (5)

2-0 out of 5 stars Difficult leap from tennis to business
I used this book for a class on coaching and developing employees. There were eleven people in the class that read the book and each was very disappointed. The overall conclusion was that the author should stick to sports, as the attempt to link the priciples to business was too far of a stretch. We will not be using this book again.

5-0 out of 5 stars Packed with Knowledge!
We immediately liked John Whitmore's book on coaching for one simple reason: It admits right off that a coterie of charlatans have passed off their bogus "consulting" approaches as business coaching, thereby diminishing the credibility of the practice. But Whitmore does more than recognize the problem: He sets the record straight by providing a true definition, a working history and a psychological explanation of real coaching, which evolved out of sports performance enhancement. Capping off this overview is a comprehensive guide to practical coaching practices, complete with techniques that readers can adopt in their own careers. We from getAbstract highly recommend this book to all business managers, human resource professionals and, of course, coaches.

5-0 out of 5 stars Great overview of coaching
Highly recommend this book. The author clearly explains coaching and how its correct use can impact both your organization and your success as a manager. He gives plenty of facts and outlines for use. A must buy!

Also suggest a well-received book that espouses coaching and leadership skills and responsibility in a unique and easily read way. My company uses it for leader development/training. It's called ""The Leader's Guide: 15 Essential Skills.""

3-0 out of 5 stars Coaching for Managers
'Coaching for Performance' offers insight into the techniques of successful coaching, covering well the subjects of motivation, performance, and goals. At times, however, it seems as though the author is talking down to the reader; perhaps that is just the 'accent' of a British nobleman. The writing also seems a bit like 'teacher talking' instead of heartfelt sharing of life's experience. Nonetheless, the material is precise and compelling. The text covers the coach/coachee relationship quite extensively and is an excellent resource for managers and formal coaches of the 'mentor' variety. Scant coverage is given to the particular coaching needs of working groups or teams.

5-0 out of 5 stars This was a very informative book.
The book was a pleasure to read and informative. It links how coaching for success in sports corresponds with coaching in business. It was a very intersting approach. I recommend the book highly. ... Read more


44. Slash Your Debt: Save Money and Secure Your Future
by Gerri Detweiler, Marc Eisenson, Nancy Castleman
list price: $10.95
our price: $9.31
(price subject to change: see help)
Asin: 0965963837
Catlog: Book (1999-10-01)
Publisher: Bookworld Services
Sales Rank: 220232
Average Customer Review: 4.4 out of 5 stars
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Book Description

Credit cards may sound like a great way to finance your lifestyle - but do you know how much you'll really be paying and just how long it will take you to get out of debt?Even if you consolidate your debts, do you know the hidden pitfalls that could cost you thousands and get you even deeper in debt?Now, this first-of-its-kind guide unlocks the secrets of "credit card math" and shows you how to navigate the tricky world of debt consolidation options - such as home equity loans, 401(k) loans, credit cards - and come out AHEAD.Slash Your Debt: Save Money and Secure Your Future - written by America's top credit experts, Gerri Detweiler, Marc Eisenson and Nancy Castleman - is filled with simple charts that show how to pay off small or large debts as fast as possible, saving you a ton of money.You'll discover ...
* Why a 13% credit card can cost more to pay off than a 19% one ...
* Where to get consolidation loans with no credit check ...
* Smart ways to make secret credit card math work to your advantage ...
* How to create a rapid repayment plan based on your personality ...
* The 8 essential keys to successful debt consolidation ...
* and much, much more!The influential experts, who have already helped thousands of people save millions of dollars, are now offering YOU their priceless secrets in this step-by-step guide for getting out of debt fast.Chapter 1: Debt Consolidation BasicsThe Good News: If you choose the right consolidation loan, you'll have one monthly payment (or at least fewer payments), which can mean fewer hassles.You can save time and money -- if you choose a debt consolidation loan with an attractive interest rate and reasonable repayment terms.The Traps: You may pay more with a debt consolidation loan. That's correct. If you don't choose the right consolidation loan, you can end up forking over even more money than if you had just paid your bills at the higher interest rates.You may be in debt for a very long time. Some of these loans carry long repayment terms that can keep you in debt for decades, if not generations! You may end up deeper in debt than when you started. This happens to a lot of folks. Don't let it happen to you! Follow our advice to ensure that you'll get out of debt and stay out.Our first goal is to help you choose the lowest-cost debt consolidation option for your situation, which will hopefully mean lowering the interest rate you're being charged. But getting a lower rate is just one of the steps you can take to get out of debt and save a bundle. Another is to pay off your debt as soon as possible, ideally in no more than three to five years. Throughout this book, we're going to offer many tips that will help you pay off your debts faster, at less cost, and without creating more problems for yourself in the future. Concrete examples will make it easy for you to tune in on the advice that's most relevant to your situation. To keep the numbers as simple as possible, we'll assume your debt is all on one credit card, carrying a 17% interest rate and requiring a minimum monthly payment of 2% of the outstanding balance. As your balance goes down, so will your required payment. (That's how credit cards work. Mortgages, car loans, student loans, and other personal loans require a predetermined monthly payment that does not get smaller as the balance is paid down.) We'll compare three levels of debt: $5,000, $10,000, and $15,000. If your debt is smaller or larger than that, you'll be able to use the tables we provide for information that more closely matches your situation. The Less You're Charged, the More It May Cost At first glance, it would seem that the lower the interest rate charged on a credit card balance, the less you'll pay in interest. And all things being equal, that would be true. Unfortunately, all things aren't always equal, and the credit card industry has come up with an ingenious way to turn less into more.
... Read more

Reviews (5)

4-0 out of 5 stars Good book on how to reduce debt - and a easy read.
I bought this book and showed it to a friend who is in a credit crunch. He looked at me and said; "This is just plain common sense." I agreed and said, "Then how come you are not doing better financially?"Common sense is not necessarily common knowledge and unfortunately is usually not common practice.-To know and not to do is the same as not knowing.I highly recommend this book.

5-0 out of 5 stars Great suggestions for cutting interest expenses
Common sense should tell you this stuff but not everyone is dollar wise. In my search for a good book on how to payoff credit card debt quickly, I found most books were for people who have already ruined their credit. We needed a book for someone with good credit, that just wants to payoff their bills. This book concentrates on paying off debt and saving as much as possible in interest. It points out how just a little extra can make a huge difference in the long run. They have several great ideas for reducing your debt and many great examples. The book is very easy to read and comprehend. Great for anyone, regardless of your credit rating!

3-0 out of 5 stars Better off without it
I bought this book hoping that the writer had provided solid, unique advice for saving money and finding your way out of debt. Unfortunately, the book didn't tell me anything I didn't already know. (Don't use credit cards, pay in cash, etc.) I think that anyone with common sense would be able to think of the tips that the book details. By the time the book arrived, I had already made efforts to do the things that the author suggest without reading any book or researching other sources. Although it is easy to read, the simplicity isn't worth the effort of buying the book and reading it cover to cover. My best advice is that anyone who has questions about debt sit down an try to think logically about what they can do about their situation before consulting the book.

5-0 out of 5 stars Easy-to-understand advice
This book has really a great advice on how to consolidate your debts. It really makes it clear how to save money & get out of debt fast. The charts in the book are so helpful. I know I'll save a lot of money following this advice. Plus it's really easy to read! I really recommend it.

5-0 out of 5 stars If you spend money, you need this book
After reading "Invest In Yourself, Six Secrets To A Rich Life" by Gerri, Marc, and Nancy. I didn't think it was possible for them to hit back to back homeruns. They didn't, they've hit a GRAND SLAM! "Slash Your Debt, Save Money And Secure Your Future" should become the financial BIBLE of the average working Joe like you and me. Eight years ago my wife and I were $15,000.00 in debt on credit cards from purchases and a failed Multi-level Marketing program. Soon the creditors started calling all the time looking for payments. I had a copy of Marc's first book, "The Bankers Secret" that was given to me when I was a morning disc jockey on the local radio station. I glanced at it once or twice but thought, "This would never work for me." As the debts climbed higher and the stress level increased, I did what most people would do. I thought about declaring bankruptcy. Many of my "financial advisor" friends told me that it was the easiest way to go. Instead I picked up the book again, looked up Marc's address and found his phone number.I called him and asked him to prove to me that what he said in his book was really true. I found him and Nancy to be two of the most honest down to earth people that I had ever met. And they were living the stress free life that they were writing about. I began to follow their advice and read more of their books and pamphlets. Listened to their audio tapes. And started using their computer programs to eliminate my debt the honest way, by paying it off. We are now only one payment away from credit card debt freedom. All because I listened to the experts on Financial freedom. Marc, Nancy, & Gerri. This new book is so easy to read that the average person who balances their own checkbook can benefit. I read the entire book in three days and then read it again. It's short, simple, and to the point. I do not invest in stocks (yet). So you can skip those chapters if they do not fit your situation and still benefit from this book. Slash Your Debt is a must read for anyone who spends or uses money, and has to work hard to pay it back. If you owe money that is costing you money. Then Slash Your Debt should be in your hands today. I never thought that my wife and I could be so close to having those credit cards paid off. We have saved Thousands of dollars in interest by following the advice of these three financial advisor geniuses. I'll say it again. If you owe money that is costing you money, Slash Your Debt- Save Money And Secure Your Future is the book that has all the answers and advice you'll need. It's your money, it's your future. The decisions you make today will be to your benefit in your future. Start today to "Slash Your Debt"! ... Read more


45. Secrets of Six-Figure Women: Surprising Strategies to Up Your Earnings and Change Your Life
by Barbara Stanny
list price: $23.95
our price: $16.29
(price subject to change: see help)
Asin: 0060185481
Catlog: Book (2002-08)
Publisher: HarperCollins
Sales Rank: 8088
Average Customer Review: 4.5 out of 5 stars
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Amazon.com

There are more high-salaried women in the workforce today than ever before, yet most females remain seriously underpaid when compared to their male counterparts. Motivational speaker and financial journalist Barbara Stanny decided to find out why by identifying the differences between those who draw the big bucks and those who don't. In Secrets of Six-Figure Women she reveals what makes the leading edge tick, as well as how others can use the information to boost their own paychecks and self-esteem. "For far too many women, financial limits have become a fact of life. The thought of making more is like climbing Mount Everest, a colossal, if not impossible task," writes Stanny. "That's exactly how I used to feel." By examining scores of top moneymakers, along with dozens of those earning below their potentials, Stanny discovered what works and what doesn't. After analyzing the subsequent lessons (i.e., you actually can boost your income without selling out, the requisite traits to do so can be developed by virtually anyone, money really can't buy happiness), she proposes specific strategies for maximizing their impact (intend from the start to succeed, stretch yourself, manage any payoff with care). Stanny professes throughout that she desires to offer "insight, hope and guidance to any of you who aspire to earn more." With this surprisingly practical and ultimately inspirational guidebook, she delivers. --Howard Rothman ... Read more

Reviews (12)

4-0 out of 5 stars Even for Women Who Are Already Doing Very Well, Thank You
Reviewed by Carolyn Howard-Johnson, Award-winning author

This review is the most whole hearted endorsement of any non fiction book I have reviewed this year. This book is so sorely needed, even by most women who are already doing very well, thank you. It is also because it is well written. Barbara is the bestselling author of Prince Charming Isn't Coming and she knows what she is talking about. She has been there, done that . All you'll need to do is read one chapter, "Raising the Bar," and you'll have enough information (if you choose to listen to the advice) worth a whole lot more than the price of one little book!

This is a book about strategy. How many women do you know who actually have a strategy?

(Carolyn Howard-Johnson's first novel, This is the Place, has won eight awards. Her newly released Harkening: A Collection of Stories Remember has won three. Her new book of poetry, Skyscapes: A Woman's View, is looking for a home.)

5-0 out of 5 stars Finally a book on successful women that has depth!
If you are a woman (though I think this book would help men as well) and want to earn more, this book will provide the information you need. In fact, the author, with the knowledge she gained from writing this book, dramatically increased her own income. So many books that profess to help you earn more are just fluff. This book has depth. Of course you need to follow the advice given, but the author handholds your way there. I found much advice that I can immediately implement. One of the best career/business books I've read and I've read many!

4-0 out of 5 stars The secret is how you use your internal resources
This book is written in a very upbeat and casual style and very liberally sprinkled with quotes from a fairly large selection of the hundreds of women interviewed. It is easy to read and very thought provoking. While many of the ideas and strategies seem like common sense, a few of the strategies are ideas that women (and mean) can benefit from employing no matter what their career and salary level. I enjoyed this book and gained a lot of insight.

One of the strategies called "The Trap" that especially caught my eye was given the motto "bite off more than you can chew, but not so much you choke," This idea involved stretching yourself but not too thin and also emphasized that some women can be too hard on themselves, extremely impatient or overly meticulous. This dealt with taking some risk and possibly get in over your head and not realizing you need to cut yourself some slack and instead pushing even harder until you snap. The author used many interviewees comments and experiences as well as her known to clearly illustrate both the danger and the handling of "The Trap".

The bottom line of these strategies is that it is not what type of career you pick (all different fields from musicians and artists to CEO were represented), what company you work for (or not),what your education or your background is, but how you use your mental, emotional, physical and spiritual strengths and improve them by following the laid out strategies that will determine whether you can be a "six-figure woman" or man.

4-0 out of 5 stars Strategies for using ALL your strengths to move ahead
This book is written in a very casual style and very liberally sprinkled with quotes from a fairly large selection of the hundreds of women interviewed. It is easy to read and very thought provoking. While many of the ideas and strategies seem like common sense, a few of the strategies are ideas that women (and mean) can benefit from employing no matter what their career and salary level. I enjoyed this book and gained a lot of insight.

One of the strategies that especially caught my eye, called "The Trap", was given the motto "bite off more than you can chew, but not so much you choke." This idea involved stretching yourself but not too thin and also emphasized that some women can be too hard on themselves, extremely impatient or overly meticulous. This dealt with taking some risk and possibly get in over your head and not realizing you need to cut yourself some slack and instead pushing even harder until you snap. The author used many interviewees comments and experiences as well as her known to clearly illustrate both the danger and the handling of "The Trap".

The bottom line of these strategies is that it is not what type of career you pick (all different fields from musicians and artists to CEO were represented), what company you work for (or not), what your education or your background is, but how you use your mental, emotional, physical and spiritual strengths and improve them by following the laid out strategies that will determine whether you can be a "six-figure woman" or man.

5-0 out of 5 stars Attitude really IS Everything
There's a wealth of information for women in this guide to increasing your income.

Barbara Stanny begins by explaining why so many women are low earners. (She illustrates her point well with interviews.) She then goes on to give seven strategies for overcoming the fear, lethargy, self-sabotage, and false beliefs that keep women stuck in low earning situations.

Perhaps the most important lesson in this book is that a woman's ATTITUDE about her right and ability to earn more money is what will make the difference in her financial life.

Eye-opening reading, with great practical strategies. Recommended.

Reviewer: Linda Painchaud ... Read more


46. Buckets of Money : How to Retire in Comfort and Safety
by Raymond J.Lucia
list price: $24.95
our price: $16.47
(price subject to change: see help)
Asin: 0471478660
Catlog: Book (2004-02-20)
Publisher: John Wiley & Sons
Sales Rank: 6088
Average Customer Review: 4.8 out of 5 stars
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Book Description

A proven way to financially prepare for retirement

Are you wondering if you can make your retirement savings last?
Concerned about inflation reducing your purchasing power?
Worried about the stock market’s violent swings?

In Buckets of Money: How to Retire in Comfort and Safety, nationally recognized Certified Financial PlannerTM and radio personality Ray Lucia offers you a smart and conservative way to protect and grow your nest egg–so you can enjoy a comfortable retirement without worrying about your money running out.

Developed by Lucia over his thirty-year career as a financial planner, the "Buckets of Money" technique is a proven way to achieve both income and growth, while guarding against the ravages of inflation. Buckets of Money is filled with in-depth insights and practical advice that will help you assess your retirement situation, save the money you need to last your entire lifetime, and adjust your plan to good times and bad.

Regardless of your age, income, net worth, or investment experience, you need to have a solid plan for your retirement years. Buckets of Money provides you with such a plan, and shows you the best way to implement it. ... Read more

Reviews (5)

5-0 out of 5 stars A Must Read
I first became aware of Mr. Lucia and his "BrainTrust" (Rick Plum, Rob Butterfield, Jr., and John Dean) when his long-running (14 year) San Diego-based radio show went national and became syndicated with Business Talk Radio at the end of 2000; I thank the day I stumbled upon this sage. The show has become increasingly popular and now airs in around 60 markets. Once limited to the greater San Diego area, this show is now educating people all across the country. This book continues the process of finally bringing Ray Lucia to an even broader audience.

Lucia's show and this book avoid the ridiculous "buy, sell, hold" approach that permeates the work of so many other financial gurus. This is not a "get rich quick" or "doom and gloom" book. Lucia does not pretend to know what direction markets or any individual security is going in the short-term. He sticks to what he knows (and what you need to know). This book is about much more than asset allocation and diversification. It is solid advice based on the prestigious 30-year career of Lucia and his highly competent associates.

If you want books that teach you how to learn how to do a solid fundamental analysis of securities, I recommend the classics by Benjamin Graham, by Peter Lynch, by Philip Fisher, by Louis Engel and about Warren Buffett. If you want a book that takes a refreshing approach and truly carves out a niche by focusing on financial planning, Lucia's book is the book for you. In many ways, Lucia's book is a more relevant read than any of the above mentioned authors.

Believers in an efficient market understand the other authors can only take you so far. Lucia takes you several steps further by sharing financial planning strategies that will work for everybody. This is what is lacking in the vast majority of financial literature. Authors spend too much time trying to tell you how to find the next Microsoft. In the process, they neglect powerful basic and advanced personal finance strategies and investment tools. This is what truly reduces risk and adds value to one's portfolio over time. The vast majority of investors will get more from Lucia's book than any other book they read in their lifetime.

I enthusiastically recommend Lucia as must reading for any investor in any stage of his/her life. This is a great book for a grandfather to buy to read and pass on to his daughter, who can then pass it on to her son. People just starting out will greatly benefit from this book in that it will tell them as much about what not to do, as what to do. More sophisticated and astute investors will benefit from Lucia's empirical study based recommendations on how to allocate and balance one's portfolio. I have acquired more practical knowledge from Mr. Lucia than I have through my undergraduate studies, graduate studies, and other studies combined.

It is a rare and refreshing treat to find someone in this field who not only has such a vast body of knowledge that he is willing to share, but is able to communicate it in such an articulate manner. Lucia not only recommends the right things, but he does things the right way. Lucia is altruistic and passionate. In terms of financial planning savvy, Lucia is by far the best of the financial gurus. In terms of the intangibles, in his words you will find a motivator who cares deeply about his family, his work, and sharing his vast body of knowledge with people from all walks of life so as one of his mottos goes, "You will be successful in your money, your business, and your life."

Lucia may not (yet) get the press and hype of some of the other financial gurus that have television shows, radio shows, and books. However, if you read his book, you will see he is the premier guru in the country. If you don't agree with this comment after reading his book, I recommend you read his book twice and then listen to his radio show.

5-0 out of 5 stars Great tool for retirement
I really enjoyed reading Ray's book, and it helped me to understand the "Buckets" philosophy he talks about on the radio. It's a great retirement strategy, although you do have to be somewhat disciplined at saving to make it all work properly. It also requires you to take money from only about 5% of your portfolio each year, which some people may or may not be able to do, so if you're used to taking huge chunks of cash from your savings each year you might not be able to follow it. It seems rather foolproof (which I like), and while it doesn't promise huge returns on your money (it's very conservative), it does make sure that you never run out of money even if we run into another "bad run" in the stock market. I wish I read it two years ago, but that's the breaks.

I also enjoy his radio show, he's much better than that boring Ramsey guy that follows him. Maybe I'll get the nerve to call in one day and ask a question to the Braintrust!

4-0 out of 5 stars Easy to understand
This is not really a book about how to amass your retirement savings, but rather what to do with it when you are retired. The system is simple. You have 3 buckets. In bucket number 1 you put your money for the next 5-7 years. Bucket number 2 is for the next 5-7 year period after that. And finally, bucket number 3 is for the money you will not need for 10-14 years. The book then discusses the proper investment choices for each bucket, how to rebalance them when necessary.

The plan makes sense and seems simple. The only part I was not entirely clear on is when to move items from bucket 3 to bucket 2. Maybe I missed it. In any case, the book was a good read and I plan on reading it again when I get closer to retirement.

I'm looking forward to Ray's next book (the radio show is good too).

5-0 out of 5 stars Really good book!
I listen to Ray's radio show all the time and now that I've read the book I can understand the whole "Buckets" retirement strategy even better. It was easy to read and enjoyable! Thanks, Ray!

5-0 out of 5 stars Simple, easy to understand retirement advice!
Great book! Easy read! Helped me sort through my retirement options and I actually understood what he was talking about. Good radio show too! ... Read more


47. Conversations with Millionaires: What Millionaires Do to Get Rich, That You Never Learned About in School!
by Mike Litman, Jason Oman
list price: $15.95
our price: $10.85
(price subject to change: see help)
Asin: 1931866007
Catlog: Book (2001-10-30)
Publisher: Conversations with Millionaires LLC
Sales Rank: 9373
Average Customer Review: 4.57 out of 5 stars
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Book Description

Discover the amazing secrets of nine successful self-made millionaires that can get you all the success and happiness you could ever want. Plus, these secrets can help you eliminate years of struggle and wasted effort and make you an absolute fortune...Just like they already have for thousands of others! These millionaires include: the co-Author of Rich Dad Poor Dad, authors of Chicken Soup for the Soul, Multiple Streams of Income and Nothing Down, The E-Myth, Guerrilla Marketing, plus Jim McCann (the CEO of 1-800-FLOWERS), Jim Rohn (Tony Robbins' mentor), and even the king of Chocolate Chip Cookies, Wally Famous Amos! Discover secrets like: The two best ways to triple your income and double your time off, simple success secrets that launched a billion dollar empire, and how to set up a business so it gives you freedom to live your dreams.

From Mark Victor Hanson and Jack Canfield to Robert Allen and Michael Gerber, Conversations with Millionaires can help you get more of what you want in life because you'll be learning the same methods, techniques, and secrets that have already been time-tested and proven to work in the real world. Conversations with Millionaires is exactly that. A book jam-packed with the actual fast-paced interviews between real-world entrepreneur Mike Litman (Host of The Mike Litman Radio Show) and each of these self-made millionaires. Mike's world-reknowned style of getting each millionaire to cut-to-the-chase and reveal exactly how they do what they do makes this book a 'behind the scenes' look at how these millionaires became so rich and successful ... Read more

Reviews (122)

5-0 out of 5 stars This Book is Motivating!
Imagine sitting down next to nine highly successful individuals and listening to them talk about how they achieved success.

How much would you pay for something like that? How much would you pay to get a copy of the transcripts? Well my friend this book is exactly that--the transcripts of successful people telling you how they achieved success. And how you can also reach success and get similar results by using them as a role model.

My favorite interview was the one with Jack Canfield. Jack's humble and generous style really impressed me. He is my motivational role model.

Getting this book for only $15.95 is a joke! Why? Because Mike is a great interviewer, and he really gets these guys talking about HOW they achieved success. If you take only one idea from this book and really run with it, you WILL greatly improve your life! I found many, many great ideas in this book. I am sure you will too.

Mike has tremendous enthusiasm for achieving success. You can hear clips of him doing his motivational/success radio show on mikelitman.com. I highly recommend you go check them out. When I need a boost of motivation I listen to them, because hearing Mike is MOTIVATING!

Zev Saftlas, Author of Motivation That Works: How to Get Motivated and Stay Motivated &
Founder of www.CoachingWithResults.com

5-0 out of 5 stars " Should Be Required Reading In All High Schools "
My library contains 900 plus books that I depend upon for every facet of my marketing business. Included are such success magnates as Andrew Carneige, Napolean Hill, Anthony Robbins, Jay Abraham, Dan Kennedy and many more.
Yet I have created a new category of gems that I depend upon for the 21st century type obstacles and opportunities. The book that leads the way is " CONVERSATIONS WITH MILLIONAIRES."
This gem by Mike Litman & Jason Oman has been read 3+ times in a 2 month period, and due to the fact that I realize how complacent I`ve become in certain forms of my business thinking. This book has shaken me out of this place of less than model performance, and has given me a new fire that I`ll continue to harbour for a good long time.
I`ve known many of the Entrepreneurs in the book contents, and am still in awe, when I reflect upon the "Mike Litman Trend" that I believe will be here right along with the greats for many years to come.
I have 2 copies for myself and have bought and given away as presents 4 more. Needless to say, I have alot of very grateful friends who now love "CONVERSATIONS WITH MILLIONAIRES."
I ONLY HAVE ONE REGRET, that I`ve not yet seen the press release, that indicates there is another Mike Litman book coming out soon.

5-0 out of 5 stars Buy for Content not Award winning writing....
To put it effectively yet succinctly, I recommend this book more for the core content as opposed to the Nobel, Pulitzer, etc. manner of prose.

The worth of this book can be found in its ability to condense the major success strategies of a number of well known individuals all in one book. Not only does it give useful, practical and actionable information, it also gives interesting biographical details as well. I have come to believe that understanding the mental workings of successful people and their history--not just what others say about them--is a critical factor in duplicating success. As one sage aptly stated, "Experience is the most expensive teacher". In my analysis of successful people the world over, one thing is certain: they study the success of others and duplicate the strategies that work, augmenting them when necessary.

Bill Gates reputedly reads approx. 120 books a year on various subjects (as an example).

One of the most thought-provoking powerful ideas I got from this book is something that a mentor of Jim Rohn told him early in his career "become a millionaire (or billionaire) for what it makes of you to achieve it".

There is a very strong moral/spiritual theme running through this book as well. Essentially it demonstrates that it is possible to acquire wealth in a manner than doesn't make one suffer in other areas of one's life such as health, peace of mind, love/relationships or true expression (doing what you really love to do). This is perhaps the biggest plus of the books.

I bought and read a copy of this book for myself and purchased another for a friend as well in order to complete the circle of giving and receiving (which according to those profiled in the book is a, if not THE, major factor in overall success).

Lastly, I noticed that this book was self-published by the authors which says alot about their own business acumen. They cut out the middle man (a big publishing house) and the fact that they were able to promote this book and have it do so well is more evidence that this book is worth owning.

2-0 out of 5 stars Repeat Information
Not much effort in writing this book! The writer, Mike Littman, simply transcribed conversations he has had with other self-help millionaires on his radio shows. Nine millionaires are interviewed: Jim Rohn, Mark Victor Hanson, Wally Amos, Jack Canfield, Robert Allen, Sharon Lechter, Michael Gerber, Jim McCann, and Jay Conrad Levinson. Most are promoting their own self-help books and products. For example:

Page 208 (Jay Conrad Levinson)
"I did a course called, Guerrilla Marketing for the New Millennium and its available from the same place you talked about before, Aesop.com. Thats the first placed I'd go. I say that because I wrote it for people who don't know anything about marketing but want to use marketing to grow a business. Or, they have a business and they want to make it bigger and cut down the amount of money that they are investing in marketing. All of the things that I'm saying, naturally, are in my books Guerilla Marketing.
The course that I gave called, Guerilla Marketing for the New Millennium, is up to the state of the moment. It's up to state of what marketing is doing right now."

In my opinion, the book was written with the sole purpose of making money both for the author and for the interviewees. Don't buy it! The same information can be found in greater detail in other books.

5-0 out of 5 stars Really, really great book
This book is great because you get to learn about the different philosophies of millionaires -- where as if you buy an individual book from one author, you only learn one way.

It's like getting 9 books in one, only better because you get a snap shot of each millionaire's method of success.

A wonderful read, I learned something new in every chapter! ... Read more


48. Missed Fortune : Dispel the Money Myth-Conceptions--Isn't It Time You Became Wealthy?
by Douglas R. Andrew
list price: $19.95
our price: $13.96
(price subject to change: see help)
Asin: 0446693502
Catlog: Book (2004-04-01)
Publisher: Warner Business Books
Sales Rank: 1839
Average Customer Review: 5 out of 5 stars
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Reviews (3)

5-0 out of 5 stars Missed Fortune: Dispel the Money Myth-Conceptions
I wish I had read a book like this years ago. This book change the way I think about money. I can't thank Douglas Andrew enough for sharing his insights. A must read for anyone with a mortgage!!!!

5-0 out of 5 stars I learned quite a bit from this book
I stumbled unto this book and I only browsed the first couple of chapters while I was at the bookstore. For now, I'll write an incomplete review, because this is such a good book, I was kind of surprised it only had one anonymous Amazon review thus far.

This book, or at least the little that I've read from this book, is truly outstanding. It takes the common sense financial practices of the average financial investor/homeowner, and it tells us why they're a bad idea.

A couple of juicy tidbits:

- Overpaying on your mortgage paiment will increase the risk of losing your property.
- In a real estate downturn, bankers like to take over equity-rich properties, not equity-poor properties (it's less work for them).
- In a real estate downturn or in an emergency, it's better to have your money in a side liquid fund, than to have it tied up in your property.
- And in case your bank tries to repossess your property, you'll have more leverage against the bank and you'll have more room to maneuver if your money is out the property.

Now again, I haven't read the book fully, these are just the couple of ideas that I remember at the top of my head, but those ideas were very thought-provoking (to me at least). I intend to buy this book, read it fully, and come back here to give a better review.

5-0 out of 5 stars Absolutely amazing
If you are in the financial services industry or even just looking to have a safe and secure retirement, you need to read this book! It is absolutely amazing!!!!!!!!!!!!!! ... Read more


49. Personal Finance + Student CD-ROM + Personal Financial Planner + SkillBooster
by JackKapoor, LesDlabay, Robert J.Hughes, Jack Kapoor, Les Dlabay, Robert J. Hughes
list price: $112.50
our price: $112.50
(price subject to change: see help)
Asin: 0072952407
Catlog: Book (2003-12-05)
Publisher: McGraw-Hill/Irwin
Sales Rank: 106978
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Book Description

Kapoor/Dlabay/Hughes' Personal Finance is the #1 market-leading Personal Finance text.It provides comprehensive coverage of personal financial planning in the areas of money management, career planning, taxes, consumer credit, housing and other consumer decisions, legal protection, insurance, investments, retirement planning, and estate planning.The goal of this text is to teach students the fundamentals of financial planning so they can make informed choices related to spending, saving, borrowing, and investing that lead to long-term financial security.Personal Finance, 7/e provides many financial planning tools using a step-by-step approach to help students identify and evaluate choices as well as understand the consequences of decisions in terms of opportunity costs. ... Read more


50. Personal Finance (The Mcgraw-Hill/Irwin Series in Finance, Insurance, and Real Estate)
by Jack R. Kapoor, Les R. Dlabay, Robert James Hughes

(price subject to change: see help)
Asin: 0072510781
Catlog: Book (2003-02-01)
Publisher: Mcgraw-Hill (Tx)
Sales Rank: 95936
Average Customer Review: 4.0 out of 5 stars
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Book Description

This #1 market-leading Personal Finance text provides comprehensive coverage of personal financial planning in the areas of money management, career planning, taxes, consumer credit, housing and other consumer decisions, legal protection, insurance, investments, retirement planning, and estate planning. ... Read more

Reviews (3)

4-0 out of 5 stars Good reading for complete beginners.
In my opinion, Personal Finance by Jack R. Kapoor is appropriate for individuals who are just becoming acquainted with the subject matter. Text is written in a clear and concise style. I read four chapters on investments, stocks, bonds and mutual funds. After completing these chapters you should understand some terminology and have an ability to read financial papers, annual reports and other similar publications. Definitions to concepts are given throughout the book making it a relatively good reference book. If you are a college student and having problems managing your money then this book might be helpful.

4-0 out of 5 stars Great reference in Personal Finance
To make the long story short, when I started to work as a CSR in a bank, I kept this book as a reference on my desk. Before that I tried to ask the branch manager - he didn't have a clue. In the end, I put it in bank's "Better Practices Manual" binder and used it it explain products to the customers.

4-0 out of 5 stars Very interesting
I used this book for an online course that I took from BYU.It was veryinformative and interesting. ... Read more


51. Credit After Bankruptcy: A Step-By-Step Action Plan to Quick and Lasting Recovery after Personal Bankruptcy
by Stephen Snyder
list price: $29.95
our price: $20.96
(price subject to change: see help)
Asin: 1891945009
Catlog: Book (2000-01-01)
Publisher: Bellwether Publications
Sales Rank: 15695
Average Customer Review: 4.4 out of 5 stars
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Book Description

A step-by-step action plan to quick and lasting recovery after personal bankruptcy.Indexed. ... Read more

Reviews (156)

5-0 out of 5 stars The Book Works! The FREE Seminar Works, Too!
I attended Stephen Snyder's seminar a year ago in NY. I purchased the book and have used the non-profit organization's services to delete eight items from my credit report. Last month I applied for and was approved a $13,000-limit credit card with 25-day grace period and 9.99% ongoing APR. My FICO scores are up and I can obtain a no-docs mortgage with 10% down whenever I'd like. The book has many important ideas for bankrupt people and I also suggest going to the free seminar. I attended my second one in NJ this month (one year after my first one). I was remotivated and seriously look to continue my financial future. I can't wait for "Business After Bankruptcy" and the new bankruptcy magazine this winter.

UPDATE (10/25/2002):
With the help of Stephen Snyder and his legal services I was able to remove my bankruptcy from Experian. A typical bankruptcy remains on an Experian credit report from 7 - 10 years. I've only had my bankruptcy for 5 years. Pretty impressive!

5-0 out of 5 stars Amazing advice!
Wonderful! The advice he has given has truly helped me to begin my financial life all over again. The book includes the names of well-respected companies that are willing to work with bankrupt consumers. The helpful hints on how to talk to future lenders and what to bring with you has also made a big difference. I was amazed on how much more information you can get from lenders if you just ask the questions the way he recommends! The author has also gone through a bankruptcy, which gives him much more credibility. I now have a credit card and am about to buy my first house and a new car thanks to the wisdom I received in this book! I also feel secure that I will not end up back in a grim situation as long as I follow his advice.

The book is written in a way that you do not feel ashamed of your bankruptcy. It gives you hope and a solid path for the future instead of reminding you of your failures.

Thanks Mr. Snyder!

1-0 out of 5 stars Caveat Emptor
There appears to be a dichotomy here between reviewers who have gone to the seminars vs those just relying on the book to fix their credit. What's the point of the seminar if you've already read the book? Or the purpose of buying the book if you've already attended the seminar? The claims coming out of the seminar participants seem wild. Besides, no one should approach bankruptcy without full knowledge of the new laws pending in Congress. As another reviewer pointed out, things have changed in the past 10 years. Having a valid bankruptcy removed prematurely from credit, as another reviewer claimed they did with Steve's help, is extremely illegal if the purpose is to obtain credit fraudulently. I wonder if Steve takes personal checks to repair credit at the seminar -- or whether he requires all cash from the recently bankrupt?

5-0 out of 5 stars on the road to recovery
I read the review by ebay_princess. Obviously she didn't truly read this wonderful book. Mr. Snyder does not talk down to women. Instead, he encourages husbands to listen to their wives and their "sixth sense." Each chapter is a step to be learned in the recovery process, so no - there is not a graph showing the steps to take. There's way too much information to consider to print it in such a way. There's many ways to establish credit. This book is for people who want to learn the RIGHT way to do it. Mr. Snyder's examples of his previous thinking (that Ford sucks) is written in a humerous way that tells us all to "build a bridge and get over it" if we want to do this the RIGHT way. I would recommend this book to anyone wanting to reestablish their credit, whether bankrupt or not.

1-0 out of 5 stars CRASH COURSE IN RELIGION?
I should have read the reviews a bit better BEFORE ordering this book! Not only is there NO "step-by-step" guide to repairing your credit, but this man is just plain offensive! He makes sexist pig comments such as how he is the "leader" of his house, but he takes his wife's opinion into consideration....well how nice of him!
I hope no Ford Motor Company employees purchase this book, he also comments on how when he found out a Ford was about the only vehicle he could purchase after bankruptcy they were "scared it would fall apart" being a measly American made vehicle and all. How embarrassing to have to call this man a fellow American!
If you want to read about how jesus saves, women are morons, and american made items are junk, buy this book. Otherwise, start saving your money now and and dont waste your time! I'm selling mine right now (I just got it today) and I feel like i'm ripping someone off by even re-selling this crap! ... Read more


52. Pay It Down! From Debt to Wealth on $10 a Day
by Jean Sherman Chatzky
list price: $19.95
our price: $13.96
(price subject to change: see help)
Asin: 1591840635
Catlog: Book (2004-09-02)
Publisher: Portfolio
Sales Rank: 1215
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Book Description

Jean Chatzky has been working with viewers of NBC’s Today show for a serieson how to get out of debt once and for all. Her method, both on TV and in this book, issimple yet powerful: the key is saving just $10 a day that you currently waste. It doesn’tsound like much—a movie ticket or lunch for two at McDonald’s— but $10 really cantake you from debt to wealth in just a few years. And because it doesn’t feel like animpossible goal, people are more likely to stick with Chatzky’s plan than an extremeregimen of spending cutbacks.

Chatzky is focusing on debt because it’s the single biggest threat to our financial health.The average American family has sixteen credit cards and high-rate debt of more than$8000, not even counting car loans and mortgages. They pay more than $1000 a year ininterest alone. Debt makes people feel depressed and overwhelmed, leaving them withoutenough money for the truly important things in life—education, retirement, owning ahome, feeling secure.

Chatzky, one of America’s most popular personal finance experts, writes in down- to-earth, woman-next-door language about how to get started right away, without giving upthe things that truly give you pleasure. She offers practical, accessible strategies to helpreaders find the money to pay off their bills, lower their interest rates, and improve theircredit scores. Featuring real-life examples of people featured on her Today showseries, Pay It Down can transform debtors into future millionaires. ... Read more


53. Think and Grow Rich
by Napoleon Hill
list price: $49.95
our price: $32.97
(price subject to change: see help)
Asin: 1932429131
Catlog: Book (2003-09-01)
Publisher: High Roads Media
Sales Rank: 34926
Average Customer Review: 4.54 out of 5 stars
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Book Description

From world-renowned motivational author Napoleon Hill comes the definitive unabridged version of his classic work that has inspired millions, Think and Grow Rich.

Anything your mind can conceive and believe you can achieve. That is the philosophy of Napoleon Hill, author of the world's #1 motivational book, Think and Grow Rich. Inspired by the lessons he learned while a protégé of Andrew Carnegie, Napoleon Hill gives you the money-making secrets that earned Carnegie, and many of the world's other most prominent people, unprecedented riches. Think and Grow Rich tells you what to do and how to do it. Apply Hill's basic techniques to your life and you too can master the secret of enduring success.

Success is not an accident, it's a habit. Think and Grow Rich is where that habit begins. Throughout this inspirational masterpiece, which has influenced men and women on every continent, Hill gives examples and detailed analysis of how hundreds of exceedingly wealthy people earned and maintained their fortunes. It has sold millions of copies by laying down a blueprint for a life of prosperity, and helping people become the winners they've always wanted to be. Napoleon Hill's plan will inspire you, motivate you, and enable you to make your dreams come true!
... Read more

Reviews (225)

5-0 out of 5 stars Great book--Great foreward by Melvin Powers
Over the years I have bought several copies of Think and Grow Rich but this particular edition, original unabridged version is perhaps the best and my personal favorite.

Think and Grow Rich is without a doubt one of the most prestigious and beloved books in the field of motivational literature. This version is a reprint of the original, unabridged, classic edition of Think and Grow Rich by Napolean Hill. No doubt, Think and Grow Rich has helped shape the lives of millions of people around the world. Perhaps moreso than any other book ever.

In Think and Grow Rich, Napolean Hill shares his brilliant philosophy and practical techniques for achieving your financial goals, reaching your highest potential, and ultimately creating a life that brings you great personal happiness.

Think and Grow Rich will teach you how to harness the awesome mental magic of your mind. You are given a blueprint for self mastery. You learn that there are no limitations to what you can accomplish, only those you impose on yourself.

Napolean Hill said, "If you can conceive it, you can believe it." This precept has proven true repeatedly throughout history. Did we not send a man to the moon and accomplish other seemingly miraculous feats in many fields of endeavor? Every one of these feats began as an idea that was then transformed into reality. Think and Grow Rich shows youhow to transform your dreams into reality too.

Melvin Powers inspiring foreward and indicating how this great book transformed his life adds just on more great testimonial of the power behind Think and Grow Rich.

If you were to buy just one book on personal development, you wouldn't go wrong by making Think and Grow Rich that one and only book.

Thank you Napolean for sharing your wisdom!

5-0 out of 5 stars Bugaboos of the Mind Revealed
Why do some achieve great wealth when the vast majority wallow in poverty?

Napoleon Hill interviewed nearly 500 wealthy men (including steel magnate Andrew Carnegie) to determine the underlying causes of wealth. In addition, Hill interviewed thousands of financial failures to determine what drove them to poverty.

Think & Grow Rich is a remarkable text that outlines what Napoleon Hill learned from his vast number of interviews. Hill enables readers to emulate the traits of the wealthy while shunning those characteristics of the financially challenged.

Several highlights of the text are:

(1) Prerequisites to wealth acquisition include a statement of: (a) the amount of money desired (b) the sacrifice one is willing to give in exchange for the money (c) the deadline for obtaining the money (d) a definite plan for acquiring this money (e) a declaration of this statement twice daily once before sleeping and once after waking.

Hill remarks, "You may as well know, right here, that you can never have riches in great quantities unless you can work yourself into a white heat of desire for money, and actually believe you possess it."

(2) The subconscious mind can be a powerful ally (or foe) in the pursuit of wealth. One should truly believe that one will become wealthy and "the subconscious mind will hand over the plan that you need". This belief should be infused with emotion.

(3) Create a Master Mind group of encouraging individuals who can provide the specialized knowledge necessary to achieve wealth

(4) "Success requires no explanations; Failure permits no alibis"

(5) Common causes of failures include: Lack a well defined purpose in life, Lack of ambition, Lack of self-discipline, Procrastination, Lack of Persistence, Lack of decision.

(6) Persistence is absolutely critical to wealth. Hill mentions that "I had the happy privilege of analyzing both Mr. Edison and Mr. Ford ... I found no quality save persistence that even remotely suggested the major source of their stupendous achievements."

(7) To develop persistence one must have a: (a) specific goal with a yearning for its attainment (b) definite plan (c) mind closed against negative influences (d) friendly alliance with those who will encourage one to achieve the goal

(8) Sublimate your sexual urges to a yearning to accomplish your goals

(9) "You have absolute control over but one thing, and that is your thoughts"

This is a remarkable book that is a paean to the power of the mind and its ability to create wealth in the face of seemingly insurmountable obstacles ...

5-0 out of 5 stars Excellent! but the hardcover version is abridged
Wonderful book, which inspires me and makes me think big and stay motivated. I love the unabridged version from wilshire book company. Unfortunately it comes only in paperback. I recently bought the hardcover, collector's edition. Unfortunately it is abridged, in some chapters several pages in total. The format in this book is among the best i've seen though. Leatherbound, goldedges etc. Anyway, great book!

5-0 out of 5 stars It Helped Jim Carrey, myself and it can help you too...
What can I say? I bought this book at a church bookstore, ironic huh? Having been fortunate enough to attend elite academic institutions in America and Europe, I can say without a doubt that the principles espoused by Mr. Hill's writing are by far more valuable than much of what I learned in a formal academic environment--this is real education....SELF education, i.e. knowledge of Self.

Jim Carrey reputedly read this book while working a low wage job before becoming famous, applied the fundamentals and the rest, as we say is history.

I always like to point out interesting teaching points from books and here are a few:

**"Whatever the mind can conceive and believe, it can achieve"

**"There are no limitations to the mind EXCEPT those we acknowledge"

**"Both poverty and riches are the offspring oof thought"

One of my greatest ambitions is to actualize the level of success I envision for myself and in doing so, be in a position where I can mentor others about the principles of success such as those. Mssr. Hill teaches. One of the first things I shall do is give this book away in order to complete the cycle of giving and receiving.

I also recommend reading this book along side Joseph Murphy's book "Power of Your Subconscious Mind" and Claude M. Bristol's "The Magic of Believing" along with "It Works" by RJH. These books along with Think & Grow Rich can truly enable you to achieve whatever you desire not only financially but in health, relationships, peace of mind and true expression--true wealth.

I have personally achieved some wonderful results through the application of these principles and look forward to applying them even further for higher and higher levels of achievement. I hope you do so as well!

5-0 out of 5 stars Not his best, but a great book by Napolean Hill
Think & Grow Rich is a condensed version of Hill's 17 principles of success; he course that he used to teach in over 17 lessons via weekly lectures and is still available in other books and tape programs like Your Right To Be Rich.

Nonetheless, Think & Grow Rich is an excellent intro to the principles and techniques that Hill discovered after interviewing the wealthiest people of his time.

Think & Grow Rich will open your mind and open opportunities to you. Great book by Hill. ... Read more


54. Rich Dad's Prophecy: Why the Biggest Stock Market Crash in History Is Still Coming... and How You Can Prepare Yourself and Profit from It!
by Robert T. Kiyosaki, Sharon L. Lechter
list price: $21.95
our price: $14.93
(price subject to change: see help)
Asin: 0446530867
Catlog: Book (2002-10-09)
Publisher: Warner Business Books
Sales Rank: 9611
Average Customer Review: 3.36 out of 5 stars
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Book Description

As recent events have proven, when it comes to retirement, relying solely on a 401K plan is a sure recipe for disaster. By the year 2012-10 years from now-the vast majority of Baby Boomers will be on the verge of retirement-and they'll be looking to cash in on their hefty 401K retirement packages. The problem is, according to Kiyosaki and Lechter, that all of these people who religiously pumped thousands of dollars over their working years into their 401Ks are going to be crushed if their mutual funds just haven't performed. To avert this financial crisis, Kiyosaki and Lechter provide a detailed financial plan to help forward-looking people prepare for the worst and start planning now. ... Read more

Reviews (94)

5-0 out of 5 stars Prophecy: Timely and Scary for Majority of Baby Boomers
I did not expect to get much out of this book. I expected the usual litany of admonitions and suggestions available in hundreds of articles and basic books on finance for the masses. Despite that low expectation, the first chapter had me hooked.

With an aging population, turmoil in the stock markets, and lack of knowledge about how much money is needed for retirement, author Robert Kiyosaki gives specifics to support his theory about predictable problems facing those who hope to retire.

The book won't appeal to people who are satisfied with their current job and have no plans to change in the future. But for those who care about government policy and how these policies and demographics are impacting our society, the book is eye-opening as well as easy-to read.

The "rich dad, poor dad" vehicle gets old but is stiff an effective and sometimes entertaining vehicle for conveying information.

5-0 out of 5 stars Definitely a must read.
Rich Dad's Prophecy is most certaintly a must read book for anyone who has money invested, especially in 401 (k) plans.

While some of the information in RDP is similiar to Kiyosaki's earlier books, the pension, retirement and 401 (k) is fresh, startling and hopefully alarming to anyone who plans on investing their money between now and 2016.

2016 is the year when the bulk of the baby boomers will be forced to liquidate their retirement funds. When this happens, a major stock market crash is expected (no kidding!) that surpass the bear market from 2000 to 2002.

Another problem is what kind of money will current savers have in their 401 (k)s? For example, before going into self employment, I worked in a local office for one of the top 6 banks in the USA and had been putting all I could into my 401 (k) savings plan. Despite this being one of the "Big 6" Banks, matching by the bank was about average (and any matching reflected in reduced wages), options to invest in were patheticly weak and the bank would match us only with shares of Bank One stock.

After reading RDP and going into self employment, I rolled my 401 (k) into a self directed IRA with a brokerage firm. I now choose my investments between stocks, mutual funds and bonds or even Tax Liens, Discounted Mortgages and Real Estate. I'm in control, not my employer.

The only real benefit of a 401 (k) is the borrowing provision which unfortunately too many so called fiancial experts discourage.

And after the Enron issue, who wants to have that much money in company stock?

Kiyosaki is alerting people and none too soon. I am certain that all of the one star reviews are from brokers, financial planners and benefits directors from companies that hope that you blindly follow their advice even it means not having anything for retirement.

I cannot emphasize the importance of reading RDP and more importantly, following the advice.

To repeat, Rich Dad's Prophecy is definitely A MUST READ!

5-0 out of 5 stars A Bold Contrarian View
It takes guts to write a prophecy, and it takes particular guts to write this prophecy. It is a refreshing, and probably correct, "contrary" opinion to the endless optimism that you get from Wall Street. For this reason alone, the book deserves five stars. (It is also better written than some of the earlier works, probably the result of practice.)

Early in the book Kiyosaki starts by pinpointing the central problem of retirement income--that ERISA, the so-called Employees' Retirement Income and Security Act, had actually undermined the security of workers' retirement incomes by replacing so-called defined benefit plans, underwritten at fixed levels by companies, with defined contribution plans, under which workers were individually responsible for investing their own contributions. Baby Boomers bought this snake oil because of their desire for individual, rather than collective, security. The results, and wreckage, can be seen at places like Enron. But the marketers of the new plans certainly knew what they were doing.

The underlying problem is that the Baby Boomers were the last American generation to be more numerous than their parents. Every succeeding generation has been of comparable, or even smaller, size because the Baby Boomers' fertility only approximated replacement rates. Thus, there is a flat, rather than broadening, pyramid as age groups get younger. This historic demographic shift called for far-sighted savings and investment plans designed years ahead of Baby Boomers' retirements. (Japan has a much higher savings rate than the US and is now staring this issue in the face.) Because Baby Boomers have put off retirement planning too long (as they have earlier in life with other issues), they are facing a massive financial crunch. The result, as Kiyosaki points out, will be a stock market crash that's almost a foregone conclusion: It's more a question of when rather than whether. The fact that this prophecy originated with "Rich Dad" doesn't make Kiyosaki less of a prophet. After all, God gave Moses the ten commandments.

My main quibble, and it's really a difference of opinion, is with the 2016 target date. In my new book, "A Modern Approach to Graham and Dodd Investing," I outline a target date closer to 2006 (along with some proposed solutions). That's when early Baby Boomers turn 60,and can start tapping their IRAs without penalty. (And they've never been ones to postpone gratification.) It's possible that my target date is too early, and that Kiyosaki's is too late, with the truth somewhere in between. But he and I agree on major concepts, while differing in detail.

2-0 out of 5 stars A poorly written book based on a bad assumption...
Basically, RK uses this installement in the Rich Dad/Poor Dad series to claim that the stock market is due a big fall when, by federal law, Baby boomers start to withdraw equity from their tax deferred retirement vehicles at age 70.

This means that RK is predicting not only stock market performance over a decade in the future, he's also predicting tax law over a decade in the future.

The chances that the tax code governing 401k's will weather the years unscathed are miniscule. And it's a good thing too. RK's "ark" of choice - real estate - would also plummet in value during a massive depression where paying tenents would be scarce.

Going into a depression saddled with large real estate debt is a surefire way to be living under an overpass in a cardboard box for your retirment.

RK's got a point -- the market will be hurt when Baby Boomers liquidate their assets to live off of in retirement. But its doubtful that the government will force this selloff when the boomers get here. This shouldn't stop a wise investor from making long-term stock purchases or using more creative vehicles to make money.

I like that RK is so enthusiastic and assertive about getting your financial life in order and making a change in the way that you make money. Investments are great and people should build up some investments for their futures. But this book is founded on such shakey soil that it's difficult to stomach. Pick up some of his others (Rich Dad/Poor Dad or the Cashflow Quadrant) if you need a pick-me-up.

1-0 out of 5 stars Promising more than delivering
The premise of this book is tantilizing: 1) The stock market will crash, and 2) here are some investment ideas to survive and prosper when the crash comes.

The author presumes that when retiring baby boomers begin to withdraw their 401(k) and mutual fund assets there will be more "sellers" of shares than "buyers" - thus the market will fall. This is a two-dimensional vision of the marketplace, yet plausible.

Regarding investment ideas for the reader: other than recommending the purchase of "income producing" real estate the second half of this book is hollow, and used by the author as little more than a platform for promoting his cash-flow board game and additional books he has written.

I don't feel that the day I spent reading this book was wasted, however, I'm not going to recommend it to any of my "thoughtful" friends. ... Read more


55. Becoming a Millionaire God's Way
by C. Thomas Anderson
list price: $19.99
our price: $16.99
(price subject to change: see help)
Asin: 1585881287
Catlog: Book (2004-10)
Publisher: Winword Publishing
Sales Rank: 129473
Average Customer Review: 4.5 out of 5 stars
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Book Description

Becoming a Millionaire God’s Way will reveal practical biblical techniques to acquiring great wealth, explode the myth that Jesus was poor, challenge the belief that the Bible teaches poverty, help you become financially literate, define once and for all the prosperity message, and teach the body of Christ that wealth is God’s will Growing up in a line shack in Loretta, Wisconsin, Dr. Anderson knows what it is to struggle financially. In Becoming a Millionaire God’s Way he shares the principles, learned through diligence, hard work and personal experience, that brought him from poverty to abundance. ... Read more

Reviews (10)

5-0 out of 5 stars Motivating
I was truly motivated to turn some business ideas into actual businesses by this book. I would recommend this book to all, even if it just for the motivational part. This book has truly inspired me.

5-0 out of 5 stars The Book Was Life Changing
It is a fascinating book. It is amazing to see how someone who by listening to what God told them, went from very poor to wealthy and successful and the best part is this can happen with anyone.

5-0 out of 5 stars A book everyone should read
Fantastic Book.
Read it for yourself and it will change your life.

5-0 out of 5 stars Inspired
I absolutely loved this book.My favorite aspect was his denouncing of the poverty mentality I and many other Christians were taught growing up.I liked how he refuted many of the long held myths that God wants you to be poor simply by expanding the size of the quote used.He showed how many of the poverty principles were taken out of context.I was struggling with the fact that I wanted to be rich but didn't want to be a "bad person." This book has helped me to regain my faith in God by understanding he wants my life to be blessed so I can become