Book Description

Expert Trevor Kletz examines the causes and aftermaths of numerous plant disasters--almost every one of which could have been prevented. Case histories illustrate what went wrong, why it went wrong, and then guide you in how to circumvent similar tragedies.
Learn from the mistakes of others. This invaluable and respected book examines the causes and aftermaths of numerous plant disasters - almost every one of which could have been prevented. Case histories illustrate what went wrong and why it went wrong, and then guide you in how to circumvent similar tragedies. ... Read more

Reviews (2)

Good for engineers, not-good for non-engineers
From a Safety Manager perspective, I found the descriptions of the incidents too brief. If you are looking for something with detailed incident information and corrective actions, presented in the form of a story, look somewhere else.

The standard in process safety incident case reviews.
We have made this book part of a required reading program for all engineers, as part of our company's process safety program. Anyone involved in chemical or petroleum operations, will benefit greatly from the wisdom that can be gained by learning from other's mistakes. As my old boss used to say, "You can accumulate about 50 years of knowledge in your work life-time. What you need is 100 years of wisdom." By reading this book you can accumulate 100 years of wisdom. The book is a collection of short summaries arranged by topic. This allows for easy short term reading periods appropriate for training classes or casual reading.

ejb ... Read more

Book Description

Why Are You Throwing You Money Away?

Wouldn’t you rather keep more money for yourself or your business, increase your profit sooner and keep control of your work environment? This manual is your complete reference for prepaid legal services and legal insurance plans. Whether you are looking for an employee benefit to increase your employee productivity and retention, or grow, protect and bullet proof your small or home-based business from any legal situation, you will refer to this manual again and again.

As an Employer-
You will discover solutions to employee problems.The LSK study found employees with legal problems usually:
§ Are absent five times more than the average employee.
§ Use their medical insurance four times more than the average employee.
§ Use their sick leave twice as often as the average employee.
§ Experience a substantial reduction in their productivity.

As a Small or Home-Based Business Owner-
You will discover how to avoid being part of the following statistics from the US Chamber of Commerce and US Small Business Administration:
§ In the next 12 months, the average owner will need legal advice or assistance four to six times.
§ Hundreds of thousands of businesses fail each year because they could not get the professional help that they need with legal issues, marketing, financing, sales, taxes, and problem employees. ... Read more

Reviews (2)

Prepaid Legal--Myth or Reality?
Pre-Paid Legal is a fraud. It offers the moon, but its under-compensated and over-worked attorneys (in Arizona they had to get the TEAMSTERS to organize them due to lack of a law library, killing quotas, and no internet access) provide sub-standard or mediocre help, but the SALESforce (of which this author is a member, of course) hypes the service as if it were the Holy Grail. The company has a TERRIBLE rate of retention, which proves that it does NOT satisfy the needs it claims to help on anything like a consistant basis, its leaders are under subpoena for insider trading and other malfeasance, and it has had a very chequered past with lawsuits, SEC investigations, Justice Department probes, and fines and suits by various state AG's with more in the works. A fine ideal, but the reality is crooked as hell, and this book is just another part of the hype.

Get the book and the insurance
I agree with Bob Afamasaga, for I too am a prepaid legal insurance crusader. I could never afford to call a lawyer until now. As a member, I get to ask my lawyer questions about my rights in certain or questionable situations--unlimited phone calls at no additional cost. Bob explains the stereotypical misunderstandings people have about "not needing a lawyer" and clearly illustrates that you can't afford not to have a lawyer when something happens. Besides, how would you know who to call and how do you know if you are in a legal situation if you haven't talked with a lawyer? It's not a matter of if you will need it, it's a matter of when. Thanks for making this subject clearer, Bob and keep on crusading. ... Read more

Book Description

A step-by-step guide to forming a limited liability company in the state of California. Discusses pros and cons, makes entity comparisons with other forms of doing business. Considers federal and state tax angles. All needed forms are included in appendices. ... Read more

Reviews (3)

LLC California
Very helpful with an LLC in California. Insightful information as to California Codes and structural composition of the limited liability company.

While ongoing affairs are not covered, that is the beauty of the LLC. Resolutions, meetings of shareholders and managers are not required to maintain limited liability characteristics.

Solid, no nonsense advice on forming a California LLC
I found this book helpful and time-saving. In general, it provides an overview of the limited liability company format, making entity comparisons between LLCs, corporations, and partnerships. It also focuses on specific California issues, such as California (as well as federal) tax angles. The appendices furnish an array of useful forms, some not directly related to LLC formation, but important in the larger business context. Included are state of California Articles of Organization for LLC formation, a model operating agreement, sample minutes of the members' first organizational meeting, an application for reservation of name, a preorganization subscription agreement, a bill of sale agreement, and a medical and dental reimbursement plan. Finally, membership certificates are appended as well and will do the job, but since these are photocopies, most people will want to order fancy custom-printed membership certificates from one of the companies supplying them. Almost all of these items can be tracked down by the persistent but prove especially handy in this one-stop format. One exception is the detailed operating agreement provided, which is invaluable and worth the price of the book alone. I could not have created this essential document on my own without this model. The step-by-step instructions, with filled-in forms as examples, and the appended form archives considerably speeded up the process of formation of my California LLC, if not "before the ink dries!" as the title asserts.

This book was published before the ink dried...
This is an incomplete book that covers only the basics of "forming" a LLC. Not "maintaining"! I bought this book hoping to learn how to protect my business from lawsuits when litigants try to "pierce the corporate veil". Unfortunately there's NO talk about the formalities of maintaining the LLC. No talk about NOT commingling personal expenses with LLC expenses. No talk about setting up a separate LLC bank account. No talk about having a separate business phone line. No talk about having your web site registered in the name of the LLC. And where's the talk about sufficiently capitalizing the LLC relative to the level of business it generates? Failure to start the LLC with enough capital can make you personally liable to lawsuits. A dime a dozen are agents, lawyers and authors that try to make a buck off of you by getting you incorporated "before the ink dries". Just once I'd like to see someone who goes the whole nine yards by telling the WHOLE story about incorporating. The body of this book is 92 pages long followed by some forms... ... Read more

Book Description

A valuable source to buying the most cost-effective business insurance. Part of the Merritt Taking Control Series. ... Read more

Reviews (1)

Directors' and Officers' Liability Insurance
We ordered the book to get information about directors' and officers' liability in different countries, especially European countries. The book intended to provide comprehensive information. I found that the book was not up-to-date and information was definitely not comprehensive. ... Read more

Book Description

The cost of malpractice insurance to physicians has been increasing in recent years, as has the threat to physicians of being sued. This book describes and analyzes the workings of the market for physicians' liability insurance. The authors use their own data and other sources to study questions such as: Is the market for medical malpractice insurance competitive?Has the profitability of medical malpractice insurance been excessive? Why do malpractice insurers demand reinsurance? What effect has insurance regulation had on premiums? And it explores what experience rating is and how it is done. ... Read more

Book Description

Securitized Insurance Risk is one of the first books to focus exclusively on the convergence of the insurance and financial markets in risk management and the emergence of insurance risk as a non-correlated asset class. Written for insurers and investors alike, this book explores the opportunities available to forward-looking risk and investment managers. Chapters by prominent experts specifically address: the win-win principle behind securitizing insurance risk; current structures, including catastrophe bonds, structured notes, catastrophe options, and swaps; partnering financial market tools with traditional reinsurance programs; holding insurance risk, uncorrelated with stocks and bonds; pricing insurance risk instruments and evaluating basic risk; and regulatory and accounting concerns. ... Read more

Book Description

Death is a certainty - disability is a random chance which most people try to ignore. Yet your chances of suffering a disability before age 65 are greater than your chances of dying before age 65.

This book tells you how to prepare yourself, your family, friends, colleagues and clients, against the hazards of disability and how to cope if disability strikes. Federal and provincial government plans, various insurance plans, private and public charitable foundations, all offer assistance to disabled Canadians who qualify. Make sure you understand what's out there in the event disability shakes your world....This book shows you how.

Like an iceberg, disability is large and complex, with most of its reality hidden beneath the surface. The impact on individuals, family and friends, is enormous. The adaptations to it are often deep, far-reaching, and life-changing.

Be prepared, then cope if a disability occurs. This book shows you how. ... Read more

Reviews (1)

Important issue
The last two decades have seen the emerence of a worldwide threat to air travel - man-made danger, violent human acts, use of force or threat of force in the form of unlawful seizure of aircraft, etc. there have been only a little written on this subject. The structure of the book is very good and it contains all necessary relatted matters. ... Read more